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4037 GILMORE Street, Jacksonville, FL, 32205

2beds
2baths
968sqft
$185,000
$191price/sqft
$1,552/moest. monthly cost
$62,080/yrincome needed

About This Home

This enchanting bungalow balances the perfect combination of historic charm & modern upgrades. Enjoy peace of mind with newer roof, electrical, and windows. With hardwood floors awash in natural light, you'll find something to love in every room! The remodeled kitchen features butcher block counters, tile backsplash, & a breakfast bar open into the living room with newer electric fireplace. Both bathrooms have also been remodeled, with a spacious primary en-suite and a full hall bath boasting subway tile-surround shower/tub combo and shiplap accent wall. Wind down or entertain in the fenced backyard or on the covered front porch. All appliances convey, including W/D. Half a mile to restaurants, shopping, and entertainment on Edgewood. Convenient to Roosevelt, 95, and 10. Ask about lender incentives!

Getting Around

18
WalkingCar-Dependent
32
TransitSome Transit
75
BikeVery Bikeable

Schools

4/10
4/10
Lake Shore Middle SchoolGrades 6-83.2 mi
3/10
Robert E. Lee High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1928

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer Stacked
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Open Floorplan,Primary Bathroom - Shower No Tub,Master Downstairs
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 968 sqft

Property

Details

  • Parcel number: 0789220000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Fencing: Back Yard

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Attached,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$210$2,520
Property Taxes $210$2,520
Electricity $197$2,366
Total$1,552$18,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,211/yr
40% on housing$46,560/yr
45% on housing$41,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$164
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$200,000
2026-04-08Price change$215,000
2026-03-25Listed for sale$225,000
2021-04-27Sold$169,000
2021-04-02Pending sale$169,000
2021-01-31Price change$169,000
2020-12-07Price change$175,000
2020-11-18Price change$179,000
2020-11-12Listed for sale$189,000
2020-05-07Listing removed$1,395
2020-05-04Price change$1,395
2020-04-09Price change$1,495
2020-04-03Listed for rent$1,595
2019-09-11Sold$164,900
2019-08-16Pending sale$164,900
2019-08-02Price change$164,900
2019-07-27Listed for sale$159,900
2018-12-05Sold$72,000
2013-08-21Listing removed$685
2013-07-14Price change$685
2013-06-18Listed for rent$675
2012-01-16Listing removed$625
2012-01-04Listed for rent$625
2011-12-04Listing removed$675
2011-09-01Listed for rent$675
2006-09-01Sold$69,000

For Sale by Agent

AgentANNA SAVITSKY
BrokerageROOT REALTY LLC

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