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1528 BELMONTE Avenue, Jacksonville, FL, 32207

2beds
2baths
1,494sqft
$475,000
$318price/sqft
$3,885/moest. monthly cost
$155,400/yrincome needed

About This Home

Welcome to this move-in ready historic San Marco home featuring a rare combination of updated interiors, flexible bonus space, and an oversized turfed backyard, all located in one of Jacksonville's most walkable and sought-after neighborhoods. This thoughtfully designed home blends timeless character with modern upgrades, offering a bright, open feel with natural light throughout. The main living areas provide a functional flow ideal for both everyday living and entertaining, with a spacious living room that opens seamlessly into a light-filled sunroom, perfect for a home office, reading space, or additional living area. A formal dining room connects easily to the kitchen, creating an inviting layout for gatherings and hosting. The primary suite has been fully updated, featuring a renovated bathroom with modern finishes, offering a private and comfortable retreat while still preserving the home's historic charm. Additional bedrooms provide flexibility for guests, work-from-home setups, or growing households. One of the standout features of this home is the finished attic flex space, offering incredible versatility as a home office, creative studio, guest suite, or additional living area. While not included in the official square footage, this bonus space adds valuable functionality and enhances the overall livability of the home. Step outside to a private, oversized backyard designed for low-maintenance outdoor living, complete with professional turf, mature shade trees, and irrigation to support gardening and landscaping. This space is perfect for entertaining, pets, or simply enjoying Florida living year-round. Additional upgrades include a water softener system, adding convenience and efficiency to everyday living. Located just minutes from San Marco Square, this home offers a walkable lifestyle with easy access to boutique shopping, top-rated restaurants, parks, and entertainment. Homes in this area with updated features, flexible living space, and exceptional outdoor areas are rarely available. Don't miss this opportunity to own a move-in ready home in San Marco with historic charm, modern updates, and an unbeatable location.

Getting Around

82
WalkingVery Walkable
45
TransitSome Transit
71
BikeVery Bikeable

Schools

2/10
2/10
Terry Parker High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1939

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bathroom - Shower No Tub,Master Downstairs
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Split System

Interior Area

  • Total interior livable area: 1,494 sqft

Property

Details

  • Parcel number: 0805910000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 60 x 145

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Hail
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$627$7,524
Property Taxes $660$7,920
Electricity $197$2,366
Total$3,885$46,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,200/yr
40% on housing$116,550/yr
45% on housing$103,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 32207$239
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32207$208
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$500,000
2026-03-30Price change$510,000
2026-03-19Listed for sale$525,000
2022-10-11Sold$425,000
2022-10-03Pending sale$425,000
2022-08-25Contingent$425,000
2022-08-20Listed for sale$425,000
2018-06-01Sold$265,000
2018-06-01Listed for sale$265,000
2018-05-21Pending sale$265,000
2018-04-18Listed for sale$265,000
2014-05-30Sold$185,000
2014-03-27Listed for sale$199,000
1996-10-28Sold$71,000

For Sale by Agent

AgentTAYLOR KOOIKER
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

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