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1856 W 28TH Street, Jacksonville, FL, 32209

3beds
1baths
960sqft
$79,900
$83price/sqft
$772/moest. monthly cost
$30,880/yrincome needed

About This Home

Investor special with strong value-add potential. This 3-bedroom, 1-bath, 960 sqft concrete block home sits on a fenced lot with massive 440sqft detached garage/workshop ideal for storage, equipment, or additional flexibility. Perfect for investors or buyers ready to build equity, this property offers a true blank canvas. Bring your contractor and creativity, this is a project ready to be transformed. Clean title. Utilities are off and will not be turned on. No wholesalers, no assignable contracts, no sight-unseen offers unless full price.

Getting Around

19
WalkingCar-Dependent
33
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 0854690000

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Other
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$122$1,464
Property Taxes $49$588
Electricity $197$2,366
Total$772$9,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,468/yr
40% on housing$23,160/yr
45% on housing$20,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 32209$71
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32209$125
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$80,000
2017-03-17Sold$23,300
2017-03-01Pending sale$19,000
2017-02-20Listed for sale$19,000

For Sale by Agent

AgentRICHARD MOTTOLA
BrokerageLINWARD REALTY, LLC

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