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19 Elm Ln, Montauk, NY, 11954

6beds
5baths
5,150sqft
$4,995,000
$970price/sqft
$34,552/moest. monthly cost
$1,382,080/yrincome needed

About This Home

Set in the privacy of Hither Woods, this six bedroom, four and a half bathroom offers contemporary sophistication while staying true to the open and free and environmentally friendly spirit of Montauk. The 5,155 sq. ft. two story home has it all with its 28,000 watt roof mounted solar panels, and high efficiency HVAC. Each room has its own individually controlled zone thermostat for maxim comfort and the house has Low E Anderson windows with heat lock coatings for maximum energy performance whether enjoying this home in summer or winter. Walking through the contemporary styled entrance reveals an open expansive living room with high ceilings, a dining room with a long slate table that seats twelve directly adjacent to a large open, fully appointed, California style kitchen. The living room, dining room and kitchen all have views of the 15x30 pool, hot tub and large yard with excellent privacy. Along the east side of the first floor is a bedroom with an ensuite bathroom leading to the first floor den and access to an extensive, ready to be finished, basement. The second floor features a primary bedroom with a modern roomy bathroom. This floor also features a large guest bedroom with it's own full bathroom. Three remaining bedrooms and another bathroom also adorn the second floor, they all have good storage space, great privacy and views of the amazing area surrounding 19 Elm. New outdoor shower. Situated near trendy Old Montauk Highway, Gurneys Inn and Hither Hills State Park, 19 Elm captures the classic, open and free spirit of Montauk in a contemporary, modern home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Montauk SchoolGrades PK-82.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 5,150
  • Total interior livable area: 5,150 sqft

Property

Details

  • Parcel number: 0300087000200026000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 1.30 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,257$303,084
Home Insurance *$1,701$20,412
Property Taxes $6,743$80,916
Electricity $851$10,213
Total$34,552$414,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,184,640/yr
40% on housing$1,036,560/yr
45% on housing$921,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$970This listing

vs Other Active Listings

Avg $/sqft

ZIP 11954$1,505
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11954$870
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-08Price change$4,995,000
2025-08-07Listed for sale$5,500,000

New Construction

AgentSusan Ceslow - Associate Real Estate Broker
BrokerageDouglas Elliman Real Estate

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