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2886 St James Drive SE, Southport, NC, 28461

4beds
3baths
3,559sqft
$875,000
$246price/sqft
$5,418/moest. monthly cost
$216,720/yrincome needed

About This Home

Custom Luxury Home by Barker & Canady on the Founders Course. Experience refined living in this custom-built home by Barker & Canady, ideally situated on the 10th hole of the Founders Course with serene views of both the fairway and pond. Offering 4 bedrooms, 3 full baths, and 3,559 square feet, this residence blends elegant design with everyday comfort. The thoughtfully designed floor plan features an open kitchen flowing seamlessly into the living and breakfast areas-perfect for entertaining. The living room impresses with a vaulted ceiling, gas fireplace, and custom built-in cabinetry and shelving, while providing direct access to both a screened porch and a sunroom for year-round enjoyment. The primary suite, conveniently located on the main level, offers a private retreat complete with dual vanities, a walk-in shower, a spacious walk-in closet, and a separate water closet. Step outside to a fenced backyard designed for relaxation and gatherings, featuring a dedicated BBQ area and picturesque golf course and water views. Storage is abundant throughout, including walk-in attics, a large temperature-controlled storage space, a conditioned workshop off the garage, and an additional storage room--ideal for hobbies, organization, or seasonal items. This exceptional home combines craftsmanship, space, and a premier golf course setting--an opportunity not to be missed. The owners are willing to leave much of the furniture. Please inquire if interested.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
South Brunswick MiddleGrades 6-86.6 mi
4/10
South Brunswick HighGrades 9-126.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Raised,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Electric Oven,Built-In Microwave,Refrigerator,Disposal,Dishwasher
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Solid Surface,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air,Zoned
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,559
  • Total interior livable area: 3,559 sqft

Property

Details

  • Parcel number: 235da002
  • Zoning: Sj-Epud
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Enclosed,Screened,Front Porch,Glass Enclosed,Rear Porch
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: Golf Course,Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Water Access Comm,Pond
  • Frontage type: Golf Course,Pond Front
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.55 Acres
  • Features: Water Access Comm
  • Lot size dimensions: 100 x 241 x 100 x 235

Parking

  • Total spaces: 2
  • Parking features: Workshop in Garage,Attached,Garage Door Opener,Garage7
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$284$3,408
Property Taxes $379$4,548
Electricity $331$3,977
Total$5,418$65,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,760/yr
40% on housing$162,540/yr
45% on housing$144,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$268
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$930,000
2021-11-09Sold$735,000
2021-10-07Pending sale$750,000
2021-10-06Listed for sale$750,000
2006-09-28Sold$260,000

For Sale by Agent

AgentRick C Cavaliere
BrokerageSt James Properties LLC

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