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408 W 23RD Street, Jacksonville, FL, 32206

3beds
2baths
1,498sqft
$190,000
$127price/sqft
$1,672/moest. monthly cost
$66,880/yrincome needed

About This Home

Step inside this fully renovated gem! This 3-bedroom, 2-bath home offers modern comfort with brand new laminate floors throughout. The kitchen features granite countertops and stylish finishes, while both bathrooms have been completely updated. Fresh paint inside and out makes it move-in ready. Located in a desirable neighborhood, this home is ready for its next owner--whether you're an investor or a family seeking your perfect space!

Getting Around

51
WalkingSomewhat Walkable
41
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
4/10
Jean Ribault High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,498 sqft

Property

Details

  • Parcel number: 0874470000

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$397$4,764
Property Taxes $118$1,416
Electricity $197$2,366
Total$1,672$20,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,325/yr
40% on housing$50,160/yr
45% on housing$44,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 32206$102
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32206$123
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$190,000
2026-06-04Listed for sale$190,000
2026-02-27Sold$95,000
2026-02-27Pending sale$100,000
2025-12-11Listed for sale$100,000
2016-03-31Sold$10,000
2006-03-28Sold$75,000
2005-10-10Sold$39,500

For Sale by Agent

AgentJEISON LOPEZ
BrokerageFLORIDA HOMES REALTY & MTG LLC

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