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611 S Topsail Drive #A, Surf City, NC, 28445

6beds
5baths
2,867sqft
$1,395,000
$487price/sqft
$8,302/moest. monthly cost
$332,080/yrincome needed

About This Home

Discover unparalleled coastal living at 611a S Topsail Drive, Surf City, NC. This exclusive enclave of five new construction single family homes boasts a prime location and superior craftsmanship. This home has 6 bedrooms, 5 bathrooms, & an elevator. No detail was spared in its construction! Interiors are custom outfitted by Kinton Interiors. Ideally situated across from public beach access at Charlotte Ave, this meticulously crafted home showcases exquisite selections throughout. Handcrafted Chippendale railings by Amish artisans and hand-dipped cedar shake siding evoke timeless charm, complemented by the durability of grey Trex decking and a chic Hunter Green door at the entrance. Inside, the elegance continues with white-washed white oak hardwood floors (unheard of luxury at the beach) and a foyer adorned with vertical tongue and groove paneling. The spacious interior features 8-foot doors, glass marble walls, and luxurious 18'' by 3' marble tile floors. The gourmet kitchen is a chef's dream, featuring white shaker cabinets reaching to the ceiling, Carrera marble countertops, and gold faucets and hardware. A grand 7 by 4-foot kitchen island is illuminated by a distinctive wicker style light, and a custom hood coupled with a designer appliance package. Designed for comfort and resilience, the home includes impact-resistant windows throughout, ensuring peace of mind in any weather. The living room boasts horizontal shiplap detailing, adding character to the expansive space. Enjoy practical amenities as well, such as dual water heaters, a sliding glass door in the garage making the space flexible, along with a Moen water turn-off system for added peace of mind, 3 parking spaces in the garage and a designated spot for charging your golf cart! With its blend of superior craftsmanship, coastal elegance, & modern amenities, 611a S Topsail Drive epitomizes luxurious seaside living. Schedule your private tour today and experience the epitome of coastal luxury.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
Surf City ElementaryGrades PK-53.0 mi
9/10
Surf City MiddleGrades 6-83.0 mi
8/10
Topsail High SchoolGrades 9-127.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding,Wood Siding,Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Electric Oven,See Remarks,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Reverse Floor Plan,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Marble,Tile,Wood,See Remarks
  • Attic: Partially Floored,Walk-In
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,867
  • Total interior livable area: 2,867 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 42346850570000
  • Zoning: INCORP
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Open,Covered,Deck,Porch,Balcony,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower,End Unit
  • Fencing: Metal/Ornamental
  • Has view: Yes
  • View description: Creek/Stream,ICW,Marsh,Sound,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Marsh,Sound,Water
  • Waterfront features: Second Row,Sound Side
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Second Row,Sound Side
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 3
  • Parking features: Golf Cart Parking,Concrete,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$343$4,116
Property Taxes $639$7,668
Electricity $267$3,204
Total$8,302$99,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,640/yr
40% on housing$249,060/yr
45% on housing$221,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$327
Pender County$318

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,395,000
2025-07-16Listing removed$1,395,000
2024-06-28Listed for sale$1,395,000

New Construction

AgentJordan Lanier Barkman
BrokerageTeresa Batts Real Estate, LLC

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