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2301 OAK Street, Jacksonville, FL, 32204

6beds
4baths
3,198sqft
$895,000
$280price/sqft
$6,724/moest. monthly cost
$268,960/yrincome needed

About This Home

Iconic 1919 Craftsman in the heart of historic Riverside, thoughtfully restored to preserve its architectural charm while incorporating modern updates. A celebrated wraparound porch welcomes you to this exceptional 3,198 square foot home featuring 6 bedrooms, including 2 first-floor primary suites, and 3.5 beautifully renovated baths. Natural light fills the home through restored leaded-glass diamond-pane windows. Soaring coffered ceilings, original wood floors, two fireplaces and a stunning bay window with built-in seating, create warm, inviting living spaces. The custom kitchen features marble countertops, a breakfast bar, high-end appliances, abundant custom cabinetry, and generous workspace. The renovated bathrooms blend classic style with modern finishes, showcasing custom tile and quality workmanship. The flexible floor plan offers 2 primary suites on the main level, providing convenience for guests or multigenerational living. Upstairs, you'll find 4 spacious bedrooms and a ful bath, offering plenty of room for family, home offices, media or hobby spaces. Back on the main level, a large laundry and mudroom with floor to ceiling built-ins, cubbies and hooks, keep life's clutter organized. Outside, the deeply shaded porch provides the perfect place to relax, entertain, and enjoy one of Riverside's most picturesque streets, while the paver sidewalk and driveway enhance the home's classic curb appeal. All major systems have been updated. This classic Craftsman style residence offers the rare opportunity to own a true historic landmark where timeless elegance, and modern comfort come together in one remarkable home.

Getting Around

83
WalkingVery Walkable
38
TransitSome Transit
61
BikeBikeable

Schools

4/10
Lake Shore Middle SchoolGrades 6-83.5 mi
3/10
Robert E. Lee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1919

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Ice Maker,Refrigerator,Tankless Water Heater,Washer/Dryer Stacked,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Guest Suite,His and Hers Closets,In-Law Floorplan,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,198 sqft

Property

Details

  • Parcel number: 0907310000
  • Zoning description: Residential/Office

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Porch,Wrap Around

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$588$7,056
Property Taxes $1,290$15,480
Electricity $321$3,862
Total$6,724$80,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,537/yr
40% on housing$201,720/yr
45% on housing$179,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 32204$149
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32204$238
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$895,000
2026-06-30Listed for sale$895,000
2022-05-02Sold$793,000
2021-10-22Sold$699,000
2021-10-11Pending sale$699,000
2021-09-27Contingent$699,000
2021-09-24Listed for sale$699,000
2018-12-31Sold$570,000
2018-12-13Pending sale$599,900
2018-10-18Price change$599,900
2018-09-30Price change$619,000
2018-09-14Price change$620,000
2018-09-07Price change$625,000
2018-08-24Price change$635,000
2018-08-12Price change$644,999
2018-07-19Price change$635,000
2018-07-01Price change$650,000
2018-06-19Price change$675,000
2018-06-09Price change$679,000
2018-05-09Price change$680,000
2018-05-03Price change$685,000
2018-04-17Price change$695,000
2018-02-12Price change$710,000
2018-01-09Price change$714,999
2017-12-29Price change$719,999
2017-11-20Price change$724,500
2017-11-13Pending sale$730,000
2017-03-24Sold$299,000
1997-08-04Sold$61,500

For Sale by Agent

AgentMARTHA WALTERS
BrokerageKELLER WILLIAMS JACKSONVILLE

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