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2358 ERNEST Street, Jacksonville, FL, 32204

2beds
1baths
1,071sqft
$299,900
$280price/sqft
$2,388/moest. monthly cost
$95,520/yrincome needed

About This Home

Cute Riverside bungalow with fenced backyard and screened front porch. Updated kitchen, appliances, roof, painting and refinished hardwood floors - ready for a new family! Close to 5 Points and the Interstates for easy access to all Jacksonville. OPEN HOUSE SUNDAY, APRIL 12, DURING THE RAP HOME TOUR HOURS NOON TO 4 PM.

Getting Around

74
WalkingVery Walkable
35
TransitSome Transit
53
BikeBikeable

Schools

4/10
Lake Shore Middle SchoolGrades 6-83.7 mi
3/10
Robert E. Lee High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1922

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Washer
  • Laundry features: In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,071 sqft

Property

Details

  • Parcel number: 0913900000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Screened
  • Fencing: Fenced,Back Yard

Lot

  • Lot size: 5,662 sqft
  • Features: Historic Area

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$197$2,364
Property Taxes $478$5,736
Electricity $197$2,366
Total$2,388$28,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,874/yr
40% on housing$71,640/yr
45% on housing$63,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 32204$155
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32204$238
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$319,900
2016-11-26Listing removed$1,095
2015-08-18Listing removed$995
2015-08-06Listed for rent$995
2013-02-16Listing removed$895
2012-12-30Listed for rent$895
2011-06-10Listing removed$895
2011-05-05Listed for rent$895
1998-11-17Sold$29,900

For Sale by Agent

AgentGINNY GREENLAND
BrokerageTRADITIONS REALTY LLC

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