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3675 OAK Street, Jacksonville, FL, 32205

2beds
1baths
1,004sqft
$415,000
$413price/sqft
$3,310/moest. monthly cost
$132,400/yrincome needed

About This Home

You're in luck, the opportunity to own this charming Avondale home just came back on the market! *Seller offering a 1 year Home Warranty* Charming Avondale Bungalow with Major Updates - New Roof & Walkable to Boone Park + St. Johns Ave Dining. Timeless character in one of Jacksonville's most sought-after historic neighborhoods. Welcome home to this charming bungalow at 3675 Oak Street, ideally located in the heart of Jacksonville's sought-after Riverside/Avondale neighborhood-just a short walk to Boone Park and moments from the shops and dining along St. Johns Avenue. Built in 1926, this beautifully maintained 2-bedroom, 1-bath home blends timeless character with thoughtful modern updates, offering the best of historic charm with today's comforts. Step inside to a light-filled interior where natural sunlight pours through the home-enhanced by rare double-pane windows throughout-highlighting original hardwood floors, classic architectural details, and a cozy coal-burning fireplace that anchors the living space The home features a comfortable and functional layout with spacious bedrooms and inviting living and dining areas designed for both everyday living and entertaining. The kitchen blends charm with modern convenience, featuring a breakfast bar with pass-through, deep pantry, touchless sink, and newer stainless steel appliances including a refrigerator, along with smart dishwasher, range, and microwave-creating a move-in ready, functional space for daily living. Significant system updates have already been completed for added peace of mind, including fully updated plumbing and electrical (2007), a brand new roof (September 2025), and a freshly painted exterior completed at the same time. These updates, combined with double-pane windows throughout, offer a rare balance of historic character and modern comfort. Additional features include a Nest thermostat designed for energy-efficient climate control, smart front door lock, NEMA 14-50R 50-amp EV charging outlet, and natural gas connection. Enjoy true indoor-outdoor living with the expansive front porch, perfect for relaxing and taking in the charm of the neighborhood. The large, fully fenced backyard offers exceptional flexibility with ample room to add a pool, create an outdoor retreat, or expand. A large storage shed on a concrete pad with double-door access provides excellent functionality, while rear alley access offers the opportunity to add a future carport or garage. The attic space offers versatile potential for additional storage or future use, providing added flexibility for the next owner. Beyond the home, experience the quintessential Avondale lifestyle-where tree-lined streets, nearby parks, boutique shopping, and some of Jacksonville's most loved dining destinations, including Biscottis and Restaurant Orsay, are all just a short stroll away. Set within the charm of historic Avondale, just moments from Boone Park and St. Johns Avenue's beloved shops and dining, this home offers a rare blend of character, comfort, and lifestyle.

Getting Around

76
WalkingVery Walkable
36
TransitSome Transit
61
BikeBikeable

Schools

7/10
4/10
Lake Shore Middle SchoolGrades 6-81.9 mi
3/10
Robert E. Lee High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1926

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Pantry,Smart Thermostat
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,164
  • Total interior livable area: 1,004 sqft

Property

Details

  • Parcel number: 0917990000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Fencing: Back Yard,Full,Wood

Lot

  • Lot size: 6,534 sqft
  • Features: Historic Area

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$471$5,652
Property Taxes $544$6,528
Electricity $197$2,366
Total$3,310$39,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,485/yr
40% on housing$99,300/yr
45% on housing$88,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 32205$163
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32205$204
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$419,500
2026-03-26Listed for sale$425,000
2026-02-22Listing removed$450,000
2025-12-04Price change$450,000
2025-11-03Price change$455,000
2025-09-12Price change$460,000
2025-06-16Price change$455,000
2025-05-25Listed for sale$460,000
2023-09-29Listing removed--
2023-07-03Price change$424,500
2023-06-19Listed for sale$425,000
2023-06-07Listing removed--
2023-06-01Price change$424,900
2023-05-12Price change$429,900
2023-03-31Listed for sale$435,000
2021-10-29Sold$328,000
2021-09-17Pending sale$330,000
2021-09-16Contingent$330,000
2021-09-09Price change$330,000
2021-08-03Price change$339,000
2021-07-14Listed for sale$350,000
2021-03-24Listing removed--
2019-06-17Listing removed$1,475
2019-06-06Listed for rent$1,475
2007-02-23Sold$118,000
2002-04-01Sold$9,500

For Sale by Agent

AgentHILARIE DURRETT, HOUSE & HAVEN
BrokerageHOUSE & HAVEN

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