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213 Saw Grass Loop, Covington, LA, 70435

4beds
3baths
2,471sqft
$450,000
$182price/sqft
$3,186/moest. monthly cost
$127,440/yrincome needed

About This Home

Beautifully maintained and only 4 years old, this stunning triple-split floor plan offers 4 bedrooms, 3 full baths, plus a dedicated office that could easily serve as a 5th bedroom! Designed for both everyday living and entertaining, the open-concept layout features soaring ceilings, abundant natural light, wood plank tile flooring, blinds throughout, and a spacious living area centered around a gorgeous fireplace with granite surround and custom built-ins. The chef’s kitchen has an oversized island, granite countertops, custom backsplash, double gas oven, Whirlpool stainless appliances, walk-in pantry, and an abundance of storage. Spacious utility room includes an additional sink, walk-in storage closet, and convenient mudroom area located just off the garage entry. The private primary suite offers a peaceful retreat with tray ceilings, spa-inspired bath, dual vanities, soaking tub, separate shower, and oversized closet. Outdoor living is exceptional with a massive 27x14 screened-in porch enclosure, additional covered patio, and a fully fenced backyard backing to greenspace for added privacy. Beautiful landscaping and exterior BAZZ lighting create incredible curb appeal and stunning evening ambiance. Located just steps from the neighborhood pool in desirable Spring Lakes Subdivision, residents enjoy sidewalks throughout the community, scenic ponds, walking paths, and peaceful nature-filled surroundings. Built by DSLD Homes with energy-efficient features including tankless gas water heater, and Low-E tilt-in windows. Low risk flood zone and flood insurance is not required for financing. Conveniently located minutes from I-12, top-rated schools, shopping, dining, and everything Covington has to offer. This move-in ready home combines quality craftsmanship, thoughtful upgrades, and an unbeatable setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Covington High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Disposal,Microwave

Bedroom

  • Level: Lower
  • Dimensions: 10.6x13.1

Bedroom

  • Level: Lower
  • Dimensions: 10x12

Bedroom

  • Level: Lower
  • Dimensions: 10x10.9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Lower
  • Dimensions: 12x13.1

Features

  • Ceiling Fan(s),Granite Counters,Pantry,Stone Counters,Stainless Steel Appliances
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 3,157
  • Total interior livable area: 2,471 sqft

Kitchen

  • Level: Lower
  • Dimensions: 14x17.8

Living Room

  • Level: Lower
  • Dimensions: 20.2x17.8

Master Bedroom

  • Level: Lower
  • Dimensions: 14.5x16.4

Property

Details

  • Parcel number: 5021
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Enclosed Porch,Fence

Lot

  • Lot size: 0.36 Acres
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 150 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Lightning
Coastal Flooding
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$459$5,508
Property Taxes $266$3,192
Electricity $186$2,241
Total$3,186$38,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,234/yr
40% on housing$95,580/yr
45% on housing$84,960/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 70435$146
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70435$166
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$445,000
2026-08-03Price change$450,000
2026-07-26Pending sale$460,000
2026-06-17Price change$460,000
2026-06-01Listed for sale$470,000
2024-09-06Sold--
2024-08-12Contingent$439,000
2024-07-25Price change$439,000
2024-07-16Price change$444,000
2024-07-03Listed for sale$449,000
2024-06-24Contingent$449,000
2024-06-15Listed for sale$449,000
2024-06-06Pending sale$449,000
2024-05-28Listed for sale$449,000
2023-06-05Sold--
2023-04-27Price change$439,900
2023-03-31Listed for sale$445,000
2022-06-28Sold--
2022-06-08Listed for sale$397,815

For Sale by Agent

AgentKristen Simpson
BrokerageHomesmart Realty South

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