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16675 Willard Ln, Lowell, IN, 46356

4beds
4baths
3,320sqft
$959,900
$289price/sqft
$6,824/moest. monthly cost
$272,960/yrincome needed

About This Home

This modern farmhouse spans 3,319 square feet and boasts an elegant design with a stately facade. This home has just started, could be possible to pick some finishes! It features two stories, four bedrooms, four bathrooms, and a three-car garage, all situated on a corner lot to maximize views. The inviting covered porch leads into an expansive great room with 10-foot ceilings, a cozy fireplace surrounded by built-ins, and sliding glass doors that connect to the covered rear porch.The spacious kitchen includes a large center island with a built-in sink and dishwasher, seating for four, numerous cabinets, a huge walk-in pantry, and a built-in wine cabinet. The dining area is perfect for family gatherings. The main level master suite offers tranquility with sliding doors to the rear porch, abundant natural light, a generous walk-in closet, and a master bath with dual vanities, a separate bathtub, and a shower. Upstairs, there are two additional bedrooms with large closets, separated by an expansive loft ideal for a family or game room, as well as a second laundry area and one finished bonus room on the second level. Additional features of this amazing home includes a pocket office, a mudroom with a laundry area and built-in lockers, a main level guest suite with a private bath, ample storage, and large windows that provide panoramic views. With its spacious layout and numerous amenities, this home is designed to accommodate a variety of lifestyles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
7/10
Lowell Middle SchoolGrades 6-83.8 mi
9/10
Lowell Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Microwave,Dishwasher,Disposal
  • Laundry features: Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedroom3

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom4

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Bonus Room

  • Area: 576
  • Dimensions: 36.0 x 16.0

Dining Room

  • Area: 156
  • Dimensions: 13.0 x 12.0

Features

  • Ceiling Fan(s),Soaking Tub,Kitchen Island,High Ceilings,Entrance Foyer,Double Vanity,Crown Molding
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 3,320

Great Room

  • Area: 304
  • Dimensions: 19.0 x 16.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,320
  • Total interior livable area: 3,320 sqft

Kitchen

  • Area: 192
  • Dimensions: 16.0 x 12.0

Laundry

  • Area: 144
  • Dimensions: 18.0 x 8.0

Office

  • Area: 90
  • Dimensions: 10.0 x 9.0

Primary Bedroom

  • Area: 195
  • Dimensions: 15.0 x 13.0

Property

Details

  • Parcel number: 452018126014000007
  • Zoning description: residential

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.66 Acres
  • Features: Corner Lot
  • Lot size dimensions: 191 x 200 x 208

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,853$58,236
Home Insurance *$444$5,328
Property Taxes $1,223$14,676
Electricity $304$3,652
Total$6,824$81,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,965/yr
40% on housing$204,720/yr
45% on housing$181,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 46356$161
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46356$181
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-08Price change$960,000
2025-06-27Price change$959,800
2025-01-24Listed for sale$959,900
2023-02-02Listing removed--
2022-05-10Price change$707,000
2022-04-21Listed for sale$111,999
2022-01-01Listing removed--
2021-09-23Listed for sale$112,000

New Construction

AgentHolly Fisher
BrokerageBach Investment Group

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