4012 Faith Lane St, Saint Charles, IL, 60174
About This Home
Presenting a stunning new construction opportunity on the east side of St. Charles! Located on one of the largest lots in Brooke Toria Estates, this custom home features a desirable first-floor master suite and an open-concept floor plan. The home includes the latest decor trends, beautiful millwork, and modern lighting. The gourmet kitchen features stainless steel appliances and quartz countertops, with a separate eating area overlooking a treelined yard. You'll also find a first-floor primary suite with a soaking tub, shower, and dual vanity, plus a convenient first-floor laundry, guest bathroom and a 2+ car garage. The upper level offers two additional bedrooms and a full bath. The option for a second floor Laundry room is available. The full basement is perfect for finishing to your specifications. This is the last available lot, and the builder is willing to customize the home if purchased during the initial stage. The location is fabulous, with easy access to Kirk Road, Route 64, and downtown St. Charles, which is filled with shopping and restaurants. This opportunity won't last long! Call today for more information!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Level: Second
- Area: 176
- Dimensions: 16X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 176
- Dimensions: 16X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 120
- Dimensions: 12X10
Eating Area
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 110
- Dimensions: 11X10
Family Room
- Features: Flooring (Wood Laminate)
Features
- Number of fireplaces: 1
- Fireplace features: Great Room
- Fireplace: Yes
Great Room
- Level: Main
- Area: 360
- Dimensions: 24X15
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,300 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Wood Laminate)
- Level: Main
- Area: 304
- Dimensions: 19X16
Laundry
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 90
- Dimensions: 10X9
Master Bedroom
- Features: Flooring (Wood Laminate),Bathroom (Full)
- Level: Main
- Area: 196
- Dimensions: 14X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0130100025
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 1,938 sqft
- Lot size dimensions: 34X114X119
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $1,141 | $13,692 |
| Electricity | $176 | $2,122 |
| Total | $5,297 | $63,564 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Listed for sale | $725,000 |
| 2026-02-06 | Listing removed | $629,900 |
| 2025-03-28 | Listed for sale | $629,900 |
| 2023-05-24 | Listing removed | -- |
| 2023-01-18 | Listed for sale | $169,500 |
View on Zillow