642 E Dowling St, Kendallville, IN, 46755
About This Home
Sellers have recently reconfigured the layout—come check out the changes! Move right into this charming 2-bedroom, 1-bath home located in the heart of Kendallville. The updated layout offers a main-level bedroom along with a spacious second bedroom upstairs. The eat-in kitchen provides plenty of room for meals, gatherings, and everyday living. Situated on nearly half an acre, this property offers abundant outdoor space and a large concrete pad already in place—perfect for a future garage, additional parking, or outdoor entertaining. Enjoy a convenient location just minutes from schools, the library, Bixler Lake Park, and scenic walking trails. Start your mornings or unwind in the evenings on the inviting covered front porch—the perfect spot to relax with a cup of coffee.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Shingle Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Oven
Basement
- Has basement: Yes
- Basement: Partial,Block,Concrete
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 225
Features
- Laminate Counters
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,216
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,216 sqft
Kitchen
- Level: Main
- Area: 228
Living Room
- Level: Main
- Area: 225
Property
Details
- Parcel number: 570733130042.000020
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered
Lot
- Lot size: 0.45 Acres
- Features: Level,City/Town/Suburb
- Lot size dimensions: 74 x 264
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Drought
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $85 | $1,020 |
| Electricity | $184 | $2,212 |
| Total | $1,163 | $13,956 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $155,000 |
| 2026-07-14 | Price change | $160,000 |
| 2022-06-08 | Price change | $119,900 |
| 2022-05-17 | Price change | $129,900 |
| 2022-01-05 | Listed for sale | $29,900 |
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