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1055 W Incense Cedar Rd, Julian, CA, 92036

3beds
5baths
3,982sqft
$1,195,000
$300price/sqft
$8,451/moest. monthly cost
$338,040/yrincome needed

About This Home

Welcome to this one-of-a-kind custom-built mountain retreat in the sought-after Julian Estates. Built in 2006 with exceptional craftsmanship, this stunning home blends rustic charm with modern durability, featuring full concrete construction and concrete siding for long-lasting quality and peace of mind. Step inside to find warm knotty alder wood throughout, creating a rich and inviting atmosphere. The heart of the home is a beautifully appointed kitchen with granite countertops, a commercial-grade oven, and picturesque windows overlooking the front landscape—perfect for both everyday living and entertaining. The main level offers a serene primary suite with in-room laundry, providing convenience and privacy. A spacious mudroom and walk-in pantry add to the home’s thoughtful functionality. The living area is anchored by a striking stone fireplace and complemented by custom built-in bookcases, while a wall of windows along the rear of the home frames breathtaking views of towering incense cedar trees—giving the feeling of living in your own private treehouse. Enjoy peaceful mornings and quiet evenings from the enclosed screened porch, surrounded by nature and frequent visits from deer and wild turkeys. The lower level opens to the backyard and expands your living space with a game room, built-in bar, craft room, and an additional bedroom with ensuite bath—ideal for guests or multi-generational living. A standout feature is the attached granny flat with its own private 2-car garage, offering incredible flexibility for extended family, rental income, or a private workspace.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Julian Elementary SchoolGrades K-52.7 mi
3/10
5/10
Julian High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Concrete
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Fire Sprinklers,Garage Door Opener,Refrigerator,Trash Compactor,Washer,Convection Oven,Propane Oven,Propane Range,Propane Stove,Range/Stove Hood,Warmer Oven Drawer,Propane,Tankless Water Heater,Hot Water Circulator,Water Heater Unit
  • Laundry features: Propane,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Beamed Ceilings,Crown Moldings,Granite Counters,Pantry,Shower,Storage Space
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Propane

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,Electric

Interior Area

  • Total structure area: 3,982
  • Total interior livable area: 3,982 sqft

Property

Details

  • Parcel number: 2921414900
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Screened Porch
  • Spa features: N/K
  • Fencing: N/K
  • Has view: Yes
  • View description: Parklike

Lot

  • Lot size: 5.50 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage - Front Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Landslide
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$508$6,096
Property Taxes $1,048$12,576
Electricity $853$10,246
Total$8,451$101,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,748/yr
40% on housing$253,530/yr
45% on housing$225,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 92036$346
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92036$422
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$1,195,000
2002-05-30Sold$115,000

For Sale by Agent

AgentRusty S Bateman
BrokerageHomeSmart Realty West

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