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104 The Hills Lane, Horseshoe Bay, TX, 78657

6beds
7baths
3,452sqft
$1,650,000
$478price/sqft
$11,010/moest. monthly cost
$440,400/yrincome needed

About This Home

Experience breathtaking panoramic views of the Texas Hill Country and Lake LBJ from this nearly 11-acre private retreat. This 6-bedroom, 6.5-bathroom luxury home has been thoughtfully designed for comfort, elegance, and entertaining. Step inside to a spacious main living area anchored by a stunning gas fireplace and seamlessly connected to the formal dining space. The gourmet kitchen boasts recently upgraded countertops, high-end appliances, a double oven, and a built-in gas range. A cozy breakfast nook and a cleverly designed pantry tucked beneath the staircase complete this chef’s dream space. The primary suite, located on the main floor, offers a serene escape with a spa-inspired bathroom and a huge walk-in closet. Also downstairs, you’ll find a private guest suite with an en-suite bath, perfect for visitors. Upstairs, four generously sized bedrooms each feature their own en-suite bathrooms, ensuring privacy and comfort for family or guests. Outside you will find the resort-style pool and spa with a walk-in entry, water slide, and waterfall feature. The outdoor kitchen and bar are fully stocked for entertaining. Custom fire pit and covered patio with a secure, child-safe design separating the pool from the main yard. Additional features include: 2-car attached garage, 2-car detached garage, and large carport for ample parking. Fully fenced property with an automatic gate and separate fenced backyard for added privacy. This piece of paradise is an exceptional turnkey estate in The Hills of HSB!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-820.0 mi
6/10
Llano High SchoolGrades 9-1220.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Gas Range,Refrigerator,Washer Hookup,Electric Water Heater,Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Pantry,Recessed Lighting,Split Bedroom,No Steps to Entry,Quartz Countertops
  • Flooring: Carpet,Hard Tile,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,452
  • Total interior livable area: 3,452 sqft

Property

Details

  • Parcel number: 005230

Features

  • Levels: One
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Slide,Private
  • Patio & porch: Covered
  • Exterior features: Stonework
  • Spa features: Bath
  • Fencing: Perimeter,Fenced
  • Has view: Yes
  • View description: Hill Country,Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: No

Lot

  • Lot size: 10.96 Acres
  • Features: Landscaped,Waterfall
  • Lot size dimensions: 2355 x 591

Parking

  • Total spaces: 4
  • Parking features: 2 Car Attached Garage,2 Car Detached Garage,Garage Door Opener,Front Entry,Side Entry
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$1,353$16,236
Property Taxes $935$11,220
Electricity $379$4,548
Total$11,010$132,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$377,485/yr
40% on housing$330,300/yr
45% on housing$293,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$483
Llano County$412

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$1,650,000
2025-08-13Listed for sale$1,700,000
2021-09-20Sold--

For Sale by Agent

AgentKristen A Ribera
BrokerageMy Texas Home Broker

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