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1169 Algoma Spur Rd, Sagle, ID, 83860

3beds
3baths
1,848sqft
$679,000
$367price/sqft
$3,984/moest. monthly cost
$159,360/yrincome needed

About This Home

Sophisticated country home, fully updated in 2020 with sunny exposure, timeless finishes and efficient systems, truly move in ready. The big, bright kitchen is a chef's delight with abundant cabinetry, granite counters, and stainless steel appliances. The main suite features a walk in closet and a full private bath with custom tile. The daylight level offers a large flex space ideal for a bedroom, family room, or studio, plus an adjacent room perfect for storage, office or more. Indoor spaces transition easily to the outdoor patio, lawn, mature trees and a chicken coop awaiting your hens. The two-car garage has work space for projects. No CC&Rs exist to limit your enjoyment of this prime property. All this less than 10 miles from Sandpoint on county-maintained roads, giving you easy access to this beautiful setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Sagle Elementary SchoolGrades PK-61.4 mi
5/10
Sandpoint High SchoolGrades 7-125.8 mi
7/10
Sandpoint Middle SchoolGrades 7-85.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Disposal,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2

Features

  • Flooring: Carpet
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Fireplace(s),Electric,Propane,Forced Air

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Property

Details

  • Parcel number: RP56N02W225751A
  • Zoning: rural

Features

  • Exterior features: Lawn
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4.15 Acres
  • Features: Level,Wooded

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance $184$2,208
Property Taxes $226$2,712
Electricity $141$1,695
Total$3,984$47,808

Income You'd Need if You Spent...

35% on housing$136,594/yr
40% on housing$119,520/yr
45% on housing$106,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 83860$378
Bonner County$372

vs Homes Sold Last Month

Median $/sqft

ZIP 83860$351
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$679,000
2026-04-25Pending sale$679,000
2026-04-23Listed for sale$679,000

For Sale by Agent

AgentJackie Suarez
BrokerageCENTURY 21 RiverStone

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