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9787 KLINE Road, Jacksonville, FL, 32246

6beds
3baths
2,872sqft
$529,000
$184price/sqft
$3,643/moest. monthly cost
$145,720/yrincome needed

About This Home

INVESTMENT POWERHOUSE IN 32246! This fully renovated 6-bedroom, 3-bathroom property is the ultimate house-hack or cash-flowing machine. The interior is completely turnkey and already configured as two separate units, complete with two full kitchens. But the massive upside is in the footprint: the expansive garage area is large enough to be converted into a full 2-bed/2-bath apartment for a third income stream. The backyard and pool area are a blank canvas waiting for your value-add vision to maximize equity. Live in one unit, rent the others, or add a heavy hitter to your portfolio.

Getting Around

20
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

3/10
Southside Middle SchoolGrades 6-83.0 mi
2/10
Englewood High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Fixer,Updated/Remodeled
  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Varies by Unit
  • Cooling features: Central Air,Split System,Varies by Unit

Interior Area

  • Total structure area: 3,765
  • Total interior livable area: 2,872 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 1237230000
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: In Ground
  • Fencing: Back Yard,Brick,Chain Link

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$372$4,464
Property Taxes $308$3,696
Electricity $289$3,468
Total$3,643$43,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,902/yr
40% on housing$109,290/yr
45% on housing$97,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32246$190
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32246$217
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$529,000
2026-03-18Price change$535,000
2026-01-10Listed for sale$539,000
2024-04-19Sold$225,000
2024-04-10Pending sale$225,000
2024-04-02Listed for sale$225,000

For Sale by Agent

AgentLEANDRO MATIAS ROCCHETTI
BrokerageCHARLES RUTENBERG REALTY

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