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1039 SE Olympic Way, Colville, WA, 99114

4beds
3baths
2,688sqft
$425,000
$158price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Experience expansive comfort in this beautiful 4-bedroom, 3-bathroom residence, perfectly situated on a generous corner lot just minutes from town. The home opens into a spacious, light-filled interior centered around soaring vaulted ceilings and brand-new flooring, all anchored by the warmth of dual wood-burning fireplaces. Beyond the main living areas, a private office sits tucked above the oversized, fully insulated garage, providing a quiet sanctuary for remote work. Storage is abundant throughout, and the floor plan flows seamlessly from the large family room into a bright sunroom area designed for year-round enjoyment. The master suite features a spacious en-suite with dual sinks, while the home offers modern efficiency with central A/C, gas heat, and energy-conscious solar panels providing lower utility costs. The outdoor space is equally impressive, featuring a full sprinkler system and a small grove of apple trees that offer a sweet, seasonal harvest right from your own backyard! No HOA or CCRs!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Indoor Grill,Dishwasher,Refrigerator,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Natural Woodwork
  • Window features: Aluminum Frames
  • Fireplace features: Masonry,Wood Burning,Pellet Stove
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1344

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Property

Details

  • Parcel number: 0062700

Features

  • Stories: 2
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 9,583 sqft
  • Features: Sprinkler - Automatic,Level,Open Lot,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$173$2,076
Property Taxes $216$2,592
Electricity $183$2,206
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 99114$143
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99114$182
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$425,000
2026-05-12Listed for sale$450,000
2019-05-31Sold$205,000

For Sale by Agent

AgentCody Abbott
BrokerageBest Choice Realty

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