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1416 SAN MATEO Avenue, Jacksonville, FL, 32207

2beds
1baths
1,391sqft
$335,000
$241price/sqft
$2,896/moest. monthly cost
$115,840/yrincome needed

About This Home

Charming bungalow located in historic St. Nicholas! This beautifully maintained 2-bedroom, 1-bath home blends timeless character with thoughtful updates. Recent improvements include a new roof (Jan 2026), HVAC system (2025), and newer windows. Inside, you'll find an updated kitchen and bath, rich hardwood floors throughout, and a cozy wood-burning fireplace that adds warmth and charm to the living space. A versatile flex room offers the perfect spot for a home office, reading nook, or playroom. Step outside to enjoy the covered deck overlooking a spacious backyard shaded by gorgeous mature trees--ideal for relaxing or entertaining. A wonderful opportunity to own a home in one of Jacksonville's most desirable historic neighborhoods!

Getting Around

40
WalkingCar-Dependent
33
TransitSome Transit
52
BikeBikeable

Schools

2/10
3/10
Southside Middle SchoolGrades 6-83.4 mi
2/10
Englewood High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1938

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Pantry,Primary Bathroom - Tub with Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,391 sqft

Property

Details

  • Parcel number: 1455620000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Fencing: Back Yard,Chain Link,Wood

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Coastal Flooding
Hail
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$442$5,304
Property Taxes $564$6,768
Electricity $197$2,366
Total$2,896$34,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,291/yr
40% on housing$86,880/yr
45% on housing$77,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 32207$240
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32207$208
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$375,000
2026-03-30Price change$389,000
2026-03-03Listed for sale$399,900
2024-04-04Listing removed--
2024-03-23Listed for rent$1,850
2023-08-04Listing removed--
2023-07-22Listed for rent$1,850
2016-06-08Sold$206,850
2016-04-22Pending sale$206,850
2016-04-03Listed for sale$206,850
2012-11-13Listing removed$1,425
2012-11-09Listed for rent$1,425
2009-04-13Sold$197,500
2008-09-28Listed for sale$219,900
2004-01-02Sold$150,000

For Sale by Agent

AgentJANE K BRACKEN
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

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