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1428 GAY Avenue, Jacksonville, FL, 32207

2beds
1baths
800sqft
$235,000
$294price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

Charming, updated, & perfectly located-this is the one buyers wait for! Nestled on a beautifully tree-lined street just across from waterfront homes, this lovingly maintained concrete block home offers character, comfort, & an unbeatable lifestyle. Freshly painted inside & out w/ brand-new carpet in the bedrooms, tile throughout the main living areas, updated bath vanity, wood kitchen cabinetry & stunning new butcher block countertops. The enclosed Florida room w/ brand-new windows creates the perfect flex space for morning coffee, reading, or entertaining. Outside, enjoy a fully fenced backyard w/ gate access, pebble driveway & storage shed that conveys. A true local gem--located at the iconic 7-mile marker of the annual Gate River Run, where neighbors gather to cheer on runners & enjoy one of Jacksonville's favorite traditions. Seller offering 2% of sales price towards Buyers closing cost. Move-in ready & packed with charm--schedule your showing before someone else beats you to it!!

Getting Around

40
WalkingCar-Dependent
32
TransitSome Transit
58
BikeBikeable

Schools

3/10
3/10
Southside Middle SchoolGrades 6-83.2 mi
2/10
Englewood High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1951

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 964
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 1459320000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Glass Enclosed
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Chain Link,Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Historic Area,Many Trees

Parking

  • Parking features: Other,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Coastal Flooding
Hail
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$310$3,720
Property Taxes $263$3,156
Electricity $197$2,366
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 32207$240
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32207$208
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$235,000
2026-06-29Price change$239,900
2026-06-17Listed for sale$250,000
2017-07-31Sold$155,000
2017-07-31Pending sale$155,000
2017-04-26Listed for sale$155,000
2017-02-15Sold$47,500
2016-07-20Pending sale$75,000
2016-07-20Listed for sale$75,000
2015-11-04Listing removed$75,000
2015-10-28Pending sale$75,000
2015-10-17Listed for sale$75,000

For Sale by Agent

AgentCORA HUNT
BrokerageREMAX WELCOME HOME

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