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2678 S Eagle Dr #12, Garden City, UT, 84028

4beds
5baths
3,384sqft
$875,000
$259price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Fresh to the market and ready for its next chapter, this Bear Lake retreat brings together modern design, flexibility, and the lifestyle buyers are actively looking for. Set against beautiful lake and mountain views, the home offers an open, welcoming layout with vaulted ceilings, natural light, and spaces designed to gather. The kitchen anchors the main living area, creating an easy flow for entertaining, relaxing, and hosting year-round. What sets this home apart is its short-term rental approval, giving you the ability to enjoy it personally while also generating income-something that continues to be in high demand at Bear Lake. With multiple bedrooms, spacious living areas, and a private theater room, the home comfortably accommodates larger groups, making it ideal as both a personal retreat and a rental property. Unlike many older cabin-style homes in the area, this property offers a modern farmhouse aesthetic with updated finishes and a layout that fits today's lifestyle. Located just minutes from the lake, trails, and Garden City, you get views, space, and convenience all in one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
North Rich SchoolGrades K-56.2 mi
6/10
Rich Middle SchoolGrades 6-86.2 mi
4/10
Rich High SchoolGrades 9-1219.1 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: Clapboard/Masonite,Stone,Stucco

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Disposal,Gas Range,Free-Standing Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate Bath/Shower,Walk-In Closet(s),Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Insert,Insert,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,278
  • Finished area above ground: 2,106

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,384
  • Total interior livable area: 3,384 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 36040300012
  • Zoning description: Single-Family

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Porch,Covered Deck,Open Porch
  • Exterior features: Entry (Foyer),Lighting
  • Has view: Yes
  • View description: Lake,Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Topography of land: Terrain
  • Residential vegetation: Xeriscaped

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac,Near Golf Course,Private
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Parking features: Open,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance $181$2,172
Property Taxes $247$2,964
Electricity $205$2,464
Total$5,057$60,684

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$201
Rich County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$960,000
2026-02-01Listing removed$960,000
2025-10-20Price change$960,000
2025-03-20Listed for sale$965,000
2025-01-21Listing removed$965,000
2024-10-03Listed for sale$965,000

For Sale by Agent

AgentKristel Gough
BrokerageSummit Sotheby's International Realty

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