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4535 OLD SPANISH Trail, Jacksonville, FL, 32257

5beds
3baths
4,212sqft
$939,000
$223price/sqft
$7,223/moest. monthly cost
$288,920/yrincome needed

About This Home

Welcome to 4535 Old Spanish Trail, a beautifully maintained Mandarin home tucked away on a private .79-acre homesite with no HOA or CDD fees. Very close to Beauclerc and all it has to offer while set back on a private street with a welcoming covered wraparound front porch, this property offers timeless curb appeal, exceptional privacy, and the space to enjoy both indoor and outdoor living. Offering over 4200 square feet, the flexible floor plan features an impressive two-story living room filled with natural light, multiple living and gathering spaces, a large bonus/flex room, 3 full bathrooms, and a 3 car garage. hardwood floors extend throughout much of the home, including the spacious primary suite, while four secondary bedrooms offer comfortable carpeting. The sellers especially love the abundant windows, functional layout, generous homesite w a peaceful setting. Easy access to downton, NAS Jax, Town Center area and just minutes from the beaches. This is one of a kind. The bright kitchen features white cabinetry, abundant workspace, a center island with gas cooktop, and opens seamlessly to the home's main living areas--ideal for everyday living and entertaining. All three bathrooms have been thoughtfully updated, adding to the home's move-in-ready appeal. Step outside to your own backyard retreat featuring a saltwater pool and spa with a new Pentair pool automation system (2023), gas heater, wood deck, and plenty of room to relax or entertain. Recent improvements also include a new roof (2023) and new upstairs HVAC system (2023), providing added peace of mind. Located in one of Mandarin's most established areas, this property offers the rare combination of a large private homesite, beautiful outdoor living spaces, and convenient access to shopping, dining, parks, schools, and major commuter routes.

Getting Around

23
WalkingCar-Dependent
23
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
2/10
6/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Freezer,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,212 sqft

Property

Details

  • Parcel number: 1492090100

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Electric Heat,Fenced,Pool Sweep,Salt Water
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.79 Acres

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$756$9,072
Property Taxes $1,296$15,552
Electricity $423$5,086
Total$7,223$86,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,645/yr
40% on housing$216,690/yr
45% on housing$192,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 32257$170
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32257$206
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$939,000
2026-06-29Listed for sale$949,000
2020-04-06Sold$547,000

For Sale by Agent

AgentJOY DOYLE
BrokerageHOVER GIRL PROPERTIES

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