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2801 SW 33rd Terrace Cpe, Coral, FL, 33914

3beds
2baths
2,209sqft
$625,000
$283price/sqft
$4,156/moest. monthly cost
$166,240/yrincome needed

About This Home

Welcome to this beautifully maintained, assessments paid 3-bedroom, 2-bath home with a dedicated office/den, located in the highly sought-after Surfside neighborhood of Cape Coral — corner lot in one of the area’s most desirable communities. This property offers peace of mind and pride of ownership throughout which features an original durable metal roof (2018) built to last for decades. Front impact windows, remaining windows are equipped with lightweight, easy-to-install Kevlar storm covers. Low transferable insurance coverage from owner and upgrades that would break the bank on a new build. Step inside and you’re immediately greeted by soaring ceilings with tray accents and 8-foot doors throughout, creating an open, elegant feel. Plantation shutters add timeless style and privacy, while custom-made storage solutions throughout the home maximize functionality without sacrificing design.Primary offers dual walk-in closets. Inside and out, you’ll find a fresh, clean feel, with the entire exterior repainted just two years ago as a thoughtful upgrade. The den has been enhanced with a custom window seat with built-in storage, creating the perfect spot to relax, read, or work from home. The lanai features updated trim and tile, adding a polished finish to your outdoor living space or while you enjoy for built in BBQ. Recently added landscape lighting enhances curb appeal, and the home offers a heated outdoor saltwater pool and outdoor shower surrounded by a screen enclosure — perfect for year-round enjoyment. Three car garage with epoxy flooring that leads to an expansive driveway constructed by decorative pavers. Conveniently located on a quiet street just minutes from popular restaurants, shopping, and beautiful Gulf beaches, this home combines comfort, high-end upgrades, and an unbeatable location. Ideal for full-time living, a seasonal retreat, or an investment opportunity. Photos are virtually staged. View virtual tour links below.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-51.1 mi
6/10
Gulf Middle SchoolGrades 6-81.2 mi
3/10
Ida S. Baker High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Built-in Features,Bedroom on Main Level,Bathtub,Tray Ceiling(s),Dual Sinks,Family/Dining Room,French Door(s)/Atrium Door(s),Kitchen Island,Living/Dining Room,Custom Mirrors,Main Level Primary,Pantry,Pull Down Attic Stairs,Separate Shower,Cable TV,Walk-In Closet(s),Pot Filler,Split Bedrooms,Den,Screened Porch
  • Door features: French Doors
  • Window features: Impact Glass,Shutters
  • Flooring: Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,857
  • Total interior livable area: 2,209 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 054523C104923.0220
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Salt Water
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Security/High Impact Doors,Outdoor Grill,Outdoor Shower
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None

Lot

  • Lot size: 10,497 sqft
  • Features: Corner Lot,Oversized Lot
  • Lot size dimensions: 85 x 125 x 85 x 125

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$368$4,416
Property Taxes $406$4,872
Electricity $222$2,667
Total$4,156$49,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,491/yr
40% on housing$124,680/yr
45% on housing$110,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$365
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$625,000
2026-04-20Price change$635,000
2026-03-23Price change$645,000
2026-03-02Listed for sale$650,000
2018-08-03Sold$467,000

For Sale by Agent

AgentJimmy DiBernardo
BrokerageCentury 21 AllPoints Realty

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