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81 N Greenwich St, Alloway, NJ, 08001

4beds
2baths
1,734sqft
$275,000
$159price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

Over $25,000 price reduction! Back on the market! Bring your offer! Follow these steps into this adorable and affordable Cape Cod located in Alloway Twp,Salem County where older world charm meets newer home quality ! Remodeled since sellers’ ownership in 2018 to include electrical, plumbing, heating, HVAC & cosmetics. This beautiful 4 bedroom, 2 full bath home conveniently located right off Rt.45 & Commissioners Rd. First floor features lovely bright and cheery Living Room with wood burning brick Fireplace, ceiling fan, handsome Kitchen with marble countertops, stainless cook top range, microwave & dishwasher, Breakfast Room , Primary & second Bedroom, full Bath with tub & Laundry Room. Second floor has two more bedrooms and full Bath with tub. Full walk out unfinished basement for extra storage, sump pump, electric heat pumps( 6 mini splits) , central air, well (water softener) & septic. Two car Garage in rear of property with workshop. Concrete patio in rear with fire pit. Includes Range, microwave, dishwasher & window treatments. Excludes, Refrigerator, washer and dryer. Lovely hardwood flooring throughout. Lots of windows & closets! Over 1700 sq ft. and low taxes! Turn the key and make this your new home! Property being sold “as is “. See agent remarks!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Alloway Twp SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Pitched,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Water Treat System,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Unfinished,Walk-Out Access,Sump Pump

Bedroom2

  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Bedroom3

  • Level: Upper
  • Area: 196
  • Dimensions: 14 X 14

Bedroom4

  • Level: Upper
  • Area: 221
  • Dimensions: 13 X 17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Features

  • Crown Molding,Dining Area,Open Floorplan,Wainscotting
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,734

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Ductless,Electric

Interior Area

  • Total structure area: 1,734
  • Total interior livable area: 1,734 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 8 X 11

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 6 X 10

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 X 16

Primary Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010001800016
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: All Personal Property. Washer,Dryer & Refrigerator.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.58 Acres
  • Features: Rear Yard,SideYard(s),Front Yard
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Faces Side,Private,Crushed Stone,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Drought
Hail
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$157$1,884
Property Taxes $501$6,012
Electricity $193$2,318
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 08001$384
Salem County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 08001$206
Salem County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$299,000
2026-03-05Listed for sale$324,900
2026-02-21Pending sale$324,900
2026-02-06Listed for sale$324,900
2026-01-24Listing removed$4,500
2025-11-19Listed for rent$4,500
2022-06-05Listing removed$275,000
2022-05-20Price change$275,000
2022-04-02Price change$299,900
2022-03-15Price change$325,000
2022-02-25Listed for sale$349,000
2018-02-15Sold$62,000
2002-08-09Sold$122,500

For Sale by Agent

AgentWanda McIlvaine
BrokerageBHHS Fox & Roach-Mullica Hill South

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