Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

520 Ark Haven Rd, Tracys Landing, MD, 20779

1beds
1baths
768sqft
$299,898
$390price/sqft
$2,090/moest. monthly cost
$83,600/yrincome needed

About This Home

Open 5/17 12-2 Attend and enter to win steamed Crabs .Nestled in the charming ARK HAVEN community, this beautifully renovated Colonial-style home offers a perfect blend of modern convenience and serene living. With a major renovation completed in 2022, this residence boasts a fresh and inviting atmosphere, making it an ideal retreat for those seeking comfort and style. Step inside to discover a thoughtfully designed layout featuring 1 spacious bedroom and a full bathroom. The heart of the home is the well-appointed kitchen, equipped with stainless steel appliances, including a built-in microwave, electric oven/range, refrigerator, dishwasher, and washer/dryer combo. Whether you're preparing a gourmet meal or enjoying a quiet breakfast, this kitchen is sure to inspire culinary creativity. Natural light floods the living spaces through bay windows, enhancing the warm ambiance throughout. The laminated and carpeted flooring adds a touch of elegance while ensuring easy maintenance. One of the standout features of this property is its stunning bay view, providing a picturesque backdrop for your daily life. Imagine sipping your morning coffee while gazing out at the tranquil waters of the nearby river, or unwinding in the evening as the sun sets over the horizon. The water access allows for leisurely days spent kayaking or fishing, making it a perfect spot for outdoor enthusiasts. The community of ARK HAVEN is not just about the home; it's about the lifestyle. Residents enjoy a close-knit neighborhood with easy access to local parks, where you can take leisurely strolls or enjoy picnics with friends. The area is also known for its excellent public services, ensuring convenience and peace of mind for all residents. The community's commitment to maintaining green spaces and recreational areas enhances the overall quality of life, making it a desirable place to call home. With a lot size of 0.07 acres, this property includes a shed for additional storage, ensuring you have space for all your outdoor gear. The driveway provides convenient parking, making it easy for you and your guests. This home is more than just a property; it's a lifestyle choice that offers comfort, community, and connection to nature. Don't miss the opportunity to make this charming residence your own and experience the best of ARK HAVEN living! Don't miss this opportunity to own near the bay.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Deale Elementary SchoolGrades K-51.0 mi
8/10
Southern Middle SchoolGrades 6-84.7 mi
6/10
Southern High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Dishwasher,Dryer,Water Heater,Washer,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main

Features

  • Window features: Bay/Bow,Screens
  • Flooring: Laminate,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020800100957380
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: River

Lot

  • Lot size: 3,213 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$94$1,128
Property Taxes $199$2,388
Electricity $281$3,374
Total$2,090$25,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,657/yr
40% on housing$62,700/yr
45% on housing$55,733/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 20779$231
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 20779$274
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$325,000
2026-04-07Price change$330,000
2026-03-01Listed for sale$335,000
2025-12-22Listing removed$330,000
2025-12-05Listed for sale$330,000
2025-11-08Contingent$330,000
2025-10-17Price change$330,000
2025-09-28Price change$339,999
2025-09-06Listed for sale$340,000

For Sale by Agent

AgentElizabeth Millett-Yesford
Brokeragee Venture LLC

Similar Homes