See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10440 SYLVAN Lane W, Jacksonville, FL, 32257

4beds
4baths
4,136sqft
$1,180,000
$285price/sqft
$9,025/moest. monthly cost
$361,000/yrincome needed

About This Home

Situated at the front of a quiet cul-de-sac, this unique lot presents a rare opportunity - nature-infused privacy, combined with waterfront living. Get ready to enjoy sunsets over the St John's River from your living room and pool! 10440 Sylvan Lane West sits under a canopy of majestic live oaks, safely elevated above a navigable canal, leading directly into the St. Johns River. Unlike most homes on the St. Johns, this home does NOT require flood insurance! Enjoy waterfront living, without the premium. The result is thousands in savings annually. Enter through the striking new double front doors to discover the sprawling layout of this newly painted brick ranch. The home's interior features 4 bedrooms and 3.5 baths. In addition, there is a dedicated office, accessed through large sliding barn doors. A large spacious master suite, which is quietly tucked away and separated from the living spaces. A large laundry/mudroom and separate walk-in pantry off of the large open kitchen. The kitchen opens into a dining room with large windows with riverfront views, and brand-new french doors leading out back. Step out into the outdoor entertainer's dream with a large screened pool, outdoor kitchen and expansive pool deck. Bring your boat! Just steps from the back door, discover your very own private boat dock on the navigable canal, where the sellers have added a 15,000 lb automated boat lift. Bring your outdoor entertaining inside, to the large yet cozy living room with additional access to the pool deck. This space is lined with elegant built-in shelving, a brick wood-burning fireplace and a wet-bar. Movie lovers will love the separate dedicated theater room, outfitted for a short-throw cinema projector - in which the 120' screen conveys with the home. Enjoy ample storage with a detached 2-car garage with storage room in the rear - connecting to the house via a covered walkway. Sellers have added luxury vinyl plank flooring throughout the living spaces. Fresh paint throughout and a newly painted exterior. The pool pump was replaced last year. Don't miss this rare combination of river access, privacy, and exceptional outdoor amenities -- schedule your showing starting 4/22!

Getting Around

35
WalkingCar-Dependent
23
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

8/10
2/10
6/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,136 sqft

Property

Details

  • Parcel number: 1588460000

Features

  • Stories: 1
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Boat Lift,Courtyard,Dock,Outdoor Kitchen
  • Has view: Yes
  • View description: Canal,River
  • Has water view: Yes
  • Water view: Canal,River
  • On waterfront: Yes
  • Waterfront features: Canal Front,Navigable Water,River Access,River Front

Lot

  • Lot size: 0.43 Acres
  • Features: Corner Lot,Cul-De-Sac,Dead End Street,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$950$11,400
Property Taxes $1,693$20,316
Electricity $416$4,994
Total$9,025$108,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$309,428/yr
40% on housing$270,750/yr
45% on housing$240,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 32257$168
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32257$206
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$1,225,000
2022-10-05Listing removed--
2022-06-21Sold$955,000
2022-05-27Pending sale$970,000
2022-05-06Contingent$970,000
2022-04-28Listed for sale$970,000
2022-04-25Listing removed$970,000
2022-04-22Listed for sale$970,000
2021-08-02Listing removed--
2021-06-28Price change$899,000
2021-06-10Price change$925,000
2021-04-27Listed for sale$949,000

For Sale by Agent

AgentCHRISTINE BYRD BLOUNT
BrokerageMOMENTUM REALTY

Similar Homes