See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1221 1ST Street S #12B, Jacksonville Beach, FL, 32250

4beds
4baths
2,913sqft
$1,675,000
$575price/sqft
$10,887/moest. monthly cost
$435,480/yrincome needed

About This Home

OPEN HOUSE April 25th 10am-12n Jaclyn will be at the lobby to guide you in! Experience the best of oceanfront living in this fully renovated 4 bedroom, 3.5 bath end unit at The Waterford in Jacksonville Beach. With just over 2,900 sqft, this residence lives like a home while offering breathtaking ocean views from nearly every room. The redesigned kitchen features soft close cabinetry, quartz countertops, Bosch appliances including a built-in microwave convection oven, a standalone ice maker, under cabinet lighting, marble tile accents, and a walk-in pantry complete with wine fridge and custom wine storage. Luxury vinyl plank flooring runs throughout the home with no carpet, complemented by smooth ceilings, new paint, updated doors and trim, and upgraded lighting with dimmers and bathroom nightlights. The spacious owner's suite offers incredible ocean views, room for a home office, and a spa-like bath with soaking tub, oversized walk-in shower, and a makeup vanity overlooking the water All closets are custom California built-ins, including two oversized walk-in owner closets. Additional upgrades include a whole home water softener and filtration system, Ecobee smart thermostats, Bluetooth-enabled smart lock, updated electrical outlets, two HVAC systems with one compressor replaced in 2024, and two water heaters (2017 and 2019). This unit includes 2 covered garage parking spaces inside the main building, one with EV charging capability, plus 8 private storage lockers for beach gear. Recent building renovations include new balcony railings and exterior paint, with assessments fully paid. Enjoy direct beach access, sunrise views, 4th of July fireworks from your balcony, and the Blue Angels overhead. Located just one block from renowned Eleven South restaurant and minutes to Mayo Clinic, Ponte Vedra Inn & Club, Trader Joe's, Whole Foods, and Publix, this 4-bed oceanfront condo in Jacksonville Beach is truly move-in ready. Schedule your private showing today and embrace effortless coastal living!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Water Softener Owned,Wine Cooler
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Pantry,Primary Bathroom -Tub with Separate Shower,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,913 sqft

Property

Details

  • Parcel number: 1762131064
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Wrap Around
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Beach,Ocean,Pool
  • Has water view: Yes
  • Water view: Beach,Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Ocean Front

Lot

  • Lot size: 435.60 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,Garage,Garage Door Opener,Secured
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$1,079$12,948
Property Taxes $1,046$12,552
Electricity $293$3,517
Total$10,887$130,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$373,268/yr
40% on housing$326,610/yr
45% on housing$290,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$423
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$1,899,000
2026-04-18Price change$2,036,000
2026-04-10Price change$2,100,000
2026-03-21Listed for sale$2,150,000
2020-08-21Sold$790,000

For Sale by Agent

AgentHOLLY REAVES, CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Similar Homes