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16229 SHELLCRACKER ROAD, Jacksonville, FL, 32226

5beds
3baths
2,928sqft
$350,000
$120price/sqft
$2,873/moest. monthly cost
$114,920/yrincome needed

About This Home

**Huge Price Improvement!!!** Canal-front home on Black Hammock Island situated on a quiet and secluded 1.13-acre lot featuring a sizable pond and scenic water views. Originally a manufactured home, the residence has been bricked in and expanded with a substantial addition featuring its own private entrance, and is now classified as a single-family home. This spacious property offers a large primary suite, a private in-law suite, and three additional guest bedrooms with a shared bathroom, making it ideal for multigenerational living. Enjoy outdoor living with a covered front porch and a side covered porch connecting the main house to the oversized detached garage of nearly 1,000 sq ft. The detached garage was originally designed as a 3.5-car tandem garage, with one bay converted into additional living space that can be used as a flex room and features its own window unit. The garage still offers ample storage space, currently utilized as a laundry room, along with attic storage and an upper-level patio and a large deck overlooking peaceful views. A large deck attached to the garage overlooks the canal and pond, providing the perfect setting for entertaining or relaxing in a peaceful, tranquil environment. The property is in need of repairs and updates and is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
Oceanway SchoolGrades 6-89.8 mi
3/10
First Coast High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1987

Materials

  • Foundation: Other,Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Microwave
  • Laundry features: In Garage,Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 159.852
  • Dimensions: 12.11x13.2

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 191.52
  • Dimensions: 14.4x13.3

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 159.72
  • Dimensions: 12.1x13.2

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 163.59
  • Dimensions: 12.3x13.3

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Area: 340.494
  • Dimensions: 15.4x22.11

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s),In-Law Floorplan
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Level: First
  • Area: 232.75
  • Dimensions: 17.5x13.3

Living Room

  • Level: First
  • Area: 337.68
  • Dimensions: 12.6x26.8

Primary Bathroom

  • Level: First
  • Area: 260.76
  • Dimensions: 15.9x16.4

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 284.61
  • Dimensions: 15.9x17.9

Property

Details

  • Parcel number: 1596650303
  • Zoning: RR-ACRE
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods,Water,Canal,Pond
  • Has water view: Yes
  • Water view: Water,Canal,Pond
  • On waterfront: Yes
  • Waterfront features: Canal - Brackish,Pond,Brackish Canal Access,Pond Access,Fishing Pier
  • Waterbody name: SOUTH AMELIA RIVER

Lot

  • Lot size: 1.13 Acres
  • Lot size dimensions: 150 x 200

Parking

  • Total spaces: 2
  • Parking features: Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Wildfire
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$225$2,700
Property Taxes $585$7,020
Electricity $294$3,536
Total$2,873$34,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,502/yr
40% on housing$86,190/yr
45% on housing$76,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$242
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$350,000
2026-07-22Listed for sale$350,000
2026-07-15Contingent$350,000
2026-07-12Price change$350,000
2026-05-14Listed for sale$420,000
2020-01-30Sold$240,000
2019-12-07Pending sale$249,000
2019-10-22Price change$249,000
2019-09-27Pending sale$270,000
2019-08-05Price change$270,000
2019-05-10Listed for sale$280,000
2019-05-03Pending sale$280,000
2019-04-23Price change$280,000
2019-02-15Price change$295,000
2018-05-16Price change$420,000
2018-02-06Price change$450,680
2017-12-13Price change$462,000
2017-10-03Listed for sale$465,000

For Sale by Agent

AgentSelinda Moore, PA
BrokerageEXP REALTY LLC

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