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515 Churton St #101, Hillsborough, NC, 27278

1beds
2baths
995sqft
$385,000
$387price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

Beautifully maintained and practically new, this sophisticated first-floor end-unit condominium at 515 Churton offers contemporary luxury in the heart of historic downtown Hillsborough. Filled with natural light from oversized windows, the open floor plan features high ceilings, hardwood floors, and a spacious living, dining, and kitchen area. The chef's kitchen includes quartz countertops, Bosch appliances, including an induction stove, contemporary lighting, and a large island. The spacious primary suite offers a custom walk-in closet and beautifully finished ensuite bath with walk-in shower. A versatile flex room with a nearby full bath offers ideal space for guests, office, library or media room. Enjoy a large private terrace, secure individual storage, assigned parking, in-unit laundry, and access to curated common spaces including gathering lounges, fireplaces, kitchen/meeting areas, outdoor pavilion, landscaped patios, and secure building entry. Just blocks from Hillsborough's restaurants, galleries, boutiques, parks, and trails, with convenient access to the Triangle and Triad. Exceptional modern living in one of North Carolina's most charming historic towns.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
River Park ElementaryGrades PK-50.5 mi
5/10
Orange Middle SchoolGrades 6-80.6 mi
6/10
Orange HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete,Slab
  • Roof: Rubber
  • Construction materials: Brick Veneer,Concrete,Fiber Cement,Steel Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary, Modern
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Induction Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked
  • Laundry features: In Unit,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 995

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 995
  • Total interior livable area: 995 sqft

Property

Details

  • Parcel number: 9874083880.001
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Patio
  • Exterior features: Lighting
  • Spa features: None
  • Has view: Yes

Lot

  • Features: Landscaped,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$115$1,380
Property Taxes $370$4,440
Electricity $200$2,405
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 27278$258
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27278$236
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$385,000
2026-05-15Listed for sale$400,000
2020-05-26Sold$305,000

For Sale by Agent

AgentMeighan Carmichael
BrokerageHillsborough RE Group LLC

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