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12827 FT CAROLINE Road, Jacksonville, FL, 32225

7beds
7baths
8,476sqft
$7,875,000
$929price/sqft
$51,407/moest. monthly cost
$2,056,280/yrincome needed

About This Home

Panoramic views from this riverfront BLUFF Masterpiece, with rare truly DEEP water with easy access to the Atlantic Ocean. This high elevation home and property has been comprehensively & meticulously renovated providing peace of mind, spacious landscaped yard, and the tranquility and security of 1.53 acres of gated elegance. This iconic riverfront estate offers an unparalleled lifestyle of privacy, space and the serenity of nature. Perfectly blending luxury living with the expanse of natural surroundings, you can entertain, relax, or simply embrace prime waterfront with privacy and peace of mind. The gated drive leads to the gorgeous, stately brick home and room to enjoy the best that waterfront living has to offer. Natural slate stone roof. Marble & wood flooring, massive vaulted ceilings, state of the art kitchen, office & primary bedroom on first floor, and amazing dock & fully functional dockhouse. Centerpiece pool, hot tub and koi pond accent this vibrant riverfront living.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
Landmark Middle SchoolGrades 6-84.4 mi
5/10
Sandalwood High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Washer,Water Softener Owned,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Butler Pantry,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Wine Cellar
  • Window features: Skylight(s)
  • Flooring: Marble,Stone,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 8,476 sqft

Property

Details

  • Parcel number: 1603250000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Electric Heat,Heated,Screen Enclosure
  • Patio & porch: Covered,Front Porch
  • Exterior features: Balcony,Boat Lift,Boat Slip,Dock
  • Fencing: Full,Wood,Wrought Iron
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Access,River Front

Lot

  • Lot size: 1.53 Acres
  • Features: Historic Area

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $39,820$477,840
Home Insurance *$5,813$69,756
Property Taxes $4,921$59,052
Electricity $853$10,236
Total$51,407$616,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,762,525/yr
40% on housing$1,542,210/yr
45% on housing$1,370,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$929This listing

vs Other Active Listings

Avg $/sqft

ZIP 32225$243
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32225$222
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$7,875,000
2026-03-31Listing removed$7,845,000
2025-09-11Listed for sale$7,845,000
2025-08-11Listing removed$7,845,000
2025-02-25Listed for sale$7,845,000
2018-10-31Listing removed$2,998,500
2017-07-07Price change$2,998,500
2016-12-24Listed for sale$3,280,000
2016-10-17Listing removed$3,280,000
2015-11-15Price change$3,280,000
2015-05-06Listed for sale$3,480,000
2013-08-15Listing removed$2,575,000
2013-03-03Listed for sale$2,575,000
2012-12-07Listing removed$2,520,000
2012-01-18Price change$2,520,000
2012-01-11Price change$2,605,000
2012-01-04Price change$2,690,000
2011-12-29Price change$2,775,000
2011-12-20Price change$2,860,000
2011-12-07Price change$2,945,000
2010-01-03Price change$2,495,000
2009-07-02Price change$2,699,000
2009-05-14Price change$2,675,000
2009-01-27Price change$2,645,000
2008-05-25Listed for sale$2,599,000
2006-01-10Sold$1,800,000
1997-09-10Sold$980,000

For Sale by Agent

AgentJAN SHIELDS
BrokerageWATSON REALTY CORP

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