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13263 FT CAROLINE Road, Jacksonville, FL, 32225

5beds
4baths
3,016sqft
$1,200,000
$398price/sqft
$7,282/moest. monthly cost
$291,280/yrincome needed

About This Home

Discover the epitome of ''Old Florida'' luxury with this breathtaking 4-bedroom, 3-bathroom estate, perfectly situated on almost 2 acres of sprawling, mature-treed land. Nestled on the highest point in Jacksonville to capture stunning panoramic views of the St. Johns River, this exceptional property offers the perfect blend of privacy, natural beauty, & limitless possibilities. Only a 5-minute boat ride to the Intracoastal Waterway & 15 minutes to the Ocean from the local launch. The main residence is thoughtfully designed for both comfort and entertaining, featuring expansive living areas filled with natural light & a spacious 2-car garage with ample space for vehicles, boats, or recreational toys. A separate guest house with 1 bedroom and 1 bathroom, and a 1-car garage currently operating as a successful Airbnb, offers immediate income potential or can be easily transformed into a private retreat for family and guests. Recent appraisal available upon request. The true highlight of this property is the expansive, fully usable grounds, complete with comprehensive electrical and water infrastructure throughout. Whether you envision building a custom dock, expanding with additional guest accommodations, or creating your own outdoor oasis, the possibilities are truly endless. With no HOA or CDD restrictions, you have the freedom to bring your vision to life. A rare opportunity to own a beautifully updated home with unmatched views, privacy, and income potential. This is more than a home -- it's a lifestyle. Live where you vacation and experience waterfront living at its finest. Schedule your private tour today.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

5/10
6/10
Landmark Middle SchoolGrades 6-84.2 mi
5/10
Sandalwood High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Guest Suite,His and Hers Closets,In-Law Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Smart Thermostat,Split Bedrooms,Walk-In Closet(s),Wet Bar,Wine Cellar
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,279
  • Total interior livable area: 3,016 sqft

Property

Details

  • Parcel number: 1603620010
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Screened
  • Fencing: Full
  • Has view: Yes
  • View description: Creek/Stream,Intracoastal,River,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Intracoastal,River,Water
  • On waterfront: Yes
  • Waterfront features: Creek,Marsh

Lot

  • Lot size: 1.99 Acres
  • Features: Many Trees,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 100 x 582

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener,Gated,Guest
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$885$10,620
Property Taxes $27$324
Electricity $303$3,642
Total$7,282$87,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,668/yr
40% on housing$218,460/yr
45% on housing$194,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 32225$251
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32225$222
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,525,000
2022-12-15Sold$805,000
2022-10-25Listed for sale$899,000
2020-07-24Sold$600,000
2018-04-28Listing removed$599,000
2018-04-23Listed for sale$599,000
2018-03-22Listing removed$650,000
2018-02-07Price change$650,000
2018-01-11Listed for sale$699,000
2017-11-06Listing removed$699,000
2017-08-02Listed for sale$699,000
2016-06-09Sold$498,000
2016-03-25Pending sale$525,000
2015-03-26Price change$525,000
2014-09-14Price change$575,000
2014-07-15Price change$599,000
2014-06-30Listed for sale$630,000
2014-05-23Listing removed$650,000
2014-01-28Price change$650,000
2013-11-05Listed for sale$699,900
2013-09-24Listing removed$825,000
2013-06-14Listed for sale$825,000
1998-06-04Sold$247,500

For Sale by Agent

AgentROMY SHAW
BrokerageOCEANSIDE REAL ESTATE

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