4163 Monarch Ct, Lake Elmo, MN, 55042
About This Home
This exceptional home built by the award-winning Robert Thomas Homes sits on a premium lot in Wildflower, offering significantly more space and privacy than standard new construction home sites. The main level showcases the builder’s signature craftsmanship with extensive white enameled millwork, a stone-surround fireplace with flanking custom built-ins, and a chef-inspired kitchen featuring a large central quartz island, granite countertops, a walk-in pantry, and a massive mudroom. The expansive upper level features a private owner’s suite, a dedicated laundry room, and a flexible open loft area designed to easily convert into a future finished bedroom. Step outside to a fully landscaped backyard oasis featuring a heated, in-ground saltwater pool with a diving board, slide, a brand-new automatic safety cover, and a stamped concrete lounge area. Framed by a mature tree border that creates an excellent privacy screen, this outdoor living space is completely move-in ready. The walkout lower level is already partially framed and plumbed for a large family room, bath, and future finished bedrooms, offering an excellent instant equity opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age Over 8 Years
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
- Laundry features: Laundry Room,Upper Level
Basement
- Has basement: Yes
- Basement: Daylight,Sump Pump,Unfinished
Bedroom
- Level: Upper
- Area: 238
- Dimensions: 17X14
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13X13
Bedroom3
- Level: Upper
- Area: 169
- Dimensions: 13X13
Bedroom4
- Level: Upper
- Area: 357
- Dimensions: 21X17
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 192
- Dimensions: 16X12
Dining Room
- Level: Main
- Area: 224
- Dimensions: 16X14
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,543
Foyer
- Level: Main
- Area: 49
- Dimensions: 7X7
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 5,058
- Total interior livable area: 3,543 sqft
Kitchen
- Level: Main
- Area: 224
- Dimensions: 16X14
Laundry
- Level: Upper
- Area: 108
- Dimensions: 12X9
Living Room
- Level: Main
- Area: 598
- Dimensions: 26X23
Loft
- Level: Upper
- Area: 320
- Dimensions: 20X16
Mud Room
- Level: Main
- Area: 165
- Dimensions: 15X11
Office
- Level: Main
- Area: 130
- Dimensions: 13X10
Other
- Level: Main
- Area: 54
- Dimensions: 9X6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1202921340033
- Zoning description: Residential-Single Family
- Foundation area: 1515
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Heated,Outdoor Pool
- Patio & porch: Composite Decking,Deck,Patio,Porch
- Fencing: Invisible,Partial,Split Rail
Lot
- Lot size: 0.36 Acres
- Features: Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: 56 x 115 x 193 x 195
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $433 | $5,196 |
| Property Taxes | $724 | $8,688 |
| Electricity | $298 | $3,585 |
| Total | $6,132 | $73,584 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $925,000 |
| 2026-07-23 | Listed for sale | $925,000 |
| 2026-07-21 | Listing removed | $925,000 |
| 2026-07-16 | Listed for sale | $925,000 |
| 2021-08-12 | Sold | $750,000 |
| 2021-07-15 | Pending sale | $750,000 |
| 2021-07-01 | Listed for sale | $750,000 |
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