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3805 E 45th St, Minneapolis, MN, 55406

3beds
2baths
1,178sqft
$244,900
$208price/sqft
$1,779/moest. monthly cost
$71,160/yrincome needed

About This Home

Rare townhome available near Minnehaha Falls Park. Convenient two story layout with a large living room on main level that has a patio door onto the patio in front that is tucked back and offers privacy. Dining room also has a patio door that gives access to deck on back. Upper level features 3 bedrooms and a recently updated bathroom. Unfinished basement has good ceiling height to finish or is an excellent place for storage. New furnace in 2023 and updated electrical panel. Vinyl windows throughout. Fresh carpet upstairs.

Getting Around

79
WalkingVery Walkable
61
TransitGood Transit
94
BikeBiker's Paradise

Schools

--
6/10
Sanford Middle SchoolGrades 6-81.2 mi
--

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Upper
  • Area: 89.25
  • Dimensions: 8.5x10.5

Bedroom2

  • Level: Upper
  • Area: 115.5
  • Dimensions: 11x10.5

Bedroom3

  • Level: Upper
  • Area: 143.75
  • Dimensions: 11.5x12.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 103.5
  • Dimensions: 9x11.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,178

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,759
  • Total interior livable area: 1,178 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Main
  • Area: 192.5
  • Dimensions: 17.5x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0702823430003
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 581

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: Partial,Privacy

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: common

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$147$1,764
Property Taxes $224$2,688
Electricity $170$2,050
Total$1,779$21,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,994/yr
40% on housing$53,370/yr
45% on housing$47,440/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 55406$165
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55406$247
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$244,900
2026-05-28Listed for sale$249,900
2022-07-08Sold$225,000
2022-04-29Pending sale$225,000
2022-04-22Listed for sale$225,000
2009-01-22Sold$169,000

For Sale by Agent

AgentLenny Frolov
BrokerageResource Realty Group, Inc

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