See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

121 N 10th St, Montevideo, MN, 56265

2beds
2baths
1,688sqft
$149,000
$88price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Move-in ready 2-story home featuring 2 bedrooms and 2 bathrooms on a spacious corner lot! This well-maintained property offers a detached garage, fenced-in yard, and convenient main floor laundry. Enjoy peace of mind with a new furnace and central air conditioning already installed. A great blend of comfort, functionality, and curb appeal — ready for you to move right in!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Montevideo Middle SchoolGrades 5-80.8 mi
7/10

Construction

Condition

  • Year built: 1937

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bathroom

  • Level: Upper
  • Area: 35
  • Dimensions: 7x5

Bedroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 224
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,308
  • Total interior livable area: 1,688 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 701000655
  • Zoning description: Residential-Single Family
  • Foundation area: 844

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,270 sqft
  • Lot size dimensions: 44 120 44 120

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Chippewa County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$165$1,980
Property Taxes $127$1,524
Electricity $170$2,050
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 56265$95
Chippewa County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 56265
Chippewa County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$149,000
2026-05-12Listed for sale$149,000
2024-07-02Sold$138,000
2024-06-18Pending sale$137,900
2024-05-18Listed for sale$137,900
2024-05-02Listing removed--
2023-10-20Listed for sale$137,900

For Sale by Agent

AgentIsaac Mumm
BrokerageZielsdorf Auction & Real Estate

Similar Homes