




1280 Ridge Rd, Owatonna, MN, 55060
About This Home
Welcome to this grand home nestled in one of the area’s most beautiful neighborhoods! With exceptional living spaces, timeless charm, and room for every lifestyle, this home offers comfort, flexibility, and elegance throughout. The upper level features 3 spacious bedrooms, including a relaxing owner’s suite designed for comfort and privacy. On the main floor, you’ll find an additional bedroom or office space, perfect for working from home or accommodating guests. A large entryway creates an inviting first impression, while the eat-in kitchen and formal dining room provide ideal spaces for both everyday living and entertaining. Main floor laundry and abundant storage throughout the home add convenience and functionality. The finished basement expands your options even further with a cozy fireplace, wet bar, spacious family room, and 2 additional flex rooms ready to become your dream exercise room, craft space, office, library, wine storage, or additional storage areas. Outside, the pergola and stamped concrete patio create a perfect setting for relaxing evenings or hosting gatherings. The attached 3 stall garage includes a finished lofted space above one stall, offering so many possibilities. As spring approaches, the beautifully landscaped yard is beginning to bloom and come to life, creating a picturesque setting all around the home. Located near Brooktree Golf Course, scenic bike and walking paths, and Mineral Springs Park, this property combines luxury, location, and lifestyle in one incredible opportunity.
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Roof: Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator,Wall Oven,Washer
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Finished,Full,Sump Pump
Bedroom
- Level: Upper
- Area: 267.15
- Dimensions: 13.7 x 19.5
Bedroom2
- Level: Upper
- Area: 171.8721
- Dimensions: 13.11 x 13.11
Bedroom3
- Level: Upper
- Area: 120.36
- Dimensions: 11.8 x 10.2
Bedroom4
- Level: Main
- Area: 129.98
- Dimensions: 13.4 x 9.7
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
- Area: 119.217
- Dimensions: 8.11 x 14.7
Bonus Room
- Level: Lower
- Area: 130.8
- Dimensions: 12.0 x 10.9
Dining Room
- Level: Main
- Area: 125.55
- Dimensions: 8.10 x 15.5
Family Room
- Level: Lower
- Area: 1108.577
- Dimensions: 36.11 x 30.7
Features
- Number of fireplaces: 1
- Fireplace features: Electric,Family Room
- Fireplace: Yes
- Finished area below ground: 1,229
- Finished area above ground: 2,548
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,867
- Total interior livable area: 3,867 sqft
Kitchen
- Level: Main
- Area: 234.6
- Dimensions: 13.8 x 17.0
Laundry
- Level: Main
- Area: 62.16
- Dimensions: 7.4 x 8.4
Living Room
- Level: Main
- Area: 263.511
- Dimensions: 13.11 x 20.10
Sun Room
- Level: Main
- Area: 155.89
- Dimensions: 13.10 x 11.9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 174260208
- Zoning description: Residential-Single Family
- Foundation area: 1586
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Porch,Side Porch
Lot
- Lot size: 0.28 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Electric,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $396 | $4,752 |
| Property Taxes | $502 | $6,024 |
| Electricity | $326 | $3,913 |
| Total | $3,852 | $46,224 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $529,900 |
| 2022-03-11 | Sold | $449,000 |
| 2022-01-12 | Pending sale | $459,000 |
