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725 Bradford Ave, Champlin, MN, 55316

4beds
4baths
3,948sqft
$899,900
$228price/sqft
$6,290/moest. monthly cost
$251,600/yrincome needed

About This Home

Rare opportunity to own a stunning Mississippi River home on nearly a one-acre lot in Champlin's highly sought-after recreational pool. Offering over 100 feet of river frontage and nearly 4,000 finished square feet, this meticulously maintained 4-bedroom, 4-bath rambler delivers exceptional waterfront living with breathtaking views and direct access to the river. Enjoy easy dock access from the shoreline and endless opportunities for boating, fishing, and recreation right from your backyard. Located just downstream from the Mississippi Crossings area, this property combines a private riverfront setting with convenient access to dining, events, and amenities. The spacious kitchen features beautiful Cambria countertops and opens to generous living and entertaining spaces throughout the home. The oversized primary suite offers spectacular river views, a private deck, luxurious ensuite bath with a jacuzzi tub, and ample closet space. Main-floor living is enhanced by a convenient laundry room and mudroom. Additional highlights include a brick fireplace, a large recreation room perfect for entertaining, and a flexible mother-in-law suite complete with its own kitchen and private laundry, make it ideal for multigenerational living, guests, or extended stays. The oversized 3-car garage provides abundant storage and workspace. With expansive river views, quality finishes, spacious living areas, and pride of ownership throughout, this is a rare opportunity to own one of Champlin's premier Mississippi River properties.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Jackson Middle SchoolGrades 6-82.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Owner Access,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Family Room

  • Level: Main
  • Area: 276
  • Dimensions: 23x12

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Amusement Room,Brick,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,502
  • Finished area above ground: 2,446

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Interior Area

  • Total structure area: 4,840
  • Total interior livable area: 3,948 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Kitchen2Nd

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Laundry

  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Recreation Room

  • Level: Lower
  • Area: 312
  • Dimensions: 24x13

Sun Room

  • Level: Lower
  • Area: 192
  • Dimensions: 24x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1912021440012
  • Zoning description: Residential-Single Family
  • Foundation area: 2394

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: East,North,Panoramic,River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,River View

Lot

  • Lot size: 0.82 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 370 x 103 x 342 x 100

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$584$7,008
Property Taxes $824$9,888
Electricity $332$3,995
Total$6,290$75,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,657/yr
40% on housing$188,700/yr
45% on housing$167,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 55316$158
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55316$193
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$899,900
2026-06-10Listed for sale$925,000
2024-02-15Sold$830,000
2024-01-16Pending sale$775,000
2024-01-11Listed for sale$775,000

For Sale by Agent

AgentRyan Sabas
BrokerageRE/MAX Results

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