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2478 Cobble Hill Alcove APT D, Saint Paul, MN, 55125

1beds
1baths
910sqft
$179,900
$198price/sqft
$1,327/moest. monthly cost
$53,080/yrincome needed

About This Home

Move right in and enjoy easy one-level living in this updated condo. The open-concept layout features a spacious living room that flows into the dining area and kitchen, complete with stainless steel appliances, a cozy dining banquette, breakfast bar, and new LVP flooring throughout. The oversized primary bedroom offers a custom closet system, while the updated bathroom adds a fresh, modern feel. You'll also appreciate the convenience of in-unit laundry and your own private patio—perfect for morning coffee or relaxing at the end of the day. Updated, low-maintenance, and truly move-in ready—this is one you won't want to miss.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
7/10
Woodbury Middle SchoolGrades 6-81.2 mi
10/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 910

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 1802821420020
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 910

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 3,702 sqft
  • Lot size dimensions: Common

Parking

  • Total spaces: 1
  • Parking features: Assigned,Detached Garage,Garage Door Opener,Paved Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$108$1,296
Property Taxes $140$1,680
Electricity $170$2,050
Total$1,327$15,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,497/yr
40% on housing$39,810/yr
45% on housing$35,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 55125$153
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55125$189
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$179,900
2026-06-19Listed for sale$189,900
2022-10-28Sold$162,000
2022-09-27Pending sale$160,000
2022-09-21Listing removed--
2022-09-17Listed for sale$160,000
2019-02-25Sold$104,250
2017-08-31Sold$95,000

For Sale by Agent

AgentMeghan Radde
BrokerageeXp Realty

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