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420 Village Ct, Cambridge, MN, 55008

3beds
3baths
1,800sqft
$315,000
$175price/sqft
$2,220/moest. monthly cost
$88,800/yrincome needed

About This Home

Beautifully maintained rambler offering an airy, open feel with vaulted ceilings and a desirable open-concept layout, tucked into a quiet cul-de-sac in a wonderful established 55+ community. The updated kitchen features granite countertops, newer cabinetry with soft-close doors, an updated sink and appliances, a large French door refrigerator with water, a peninsula counter with a gas range/oven and added recessed lighting—perfect for both everyday living and entertaining. The dining area also shines with updated lighting and flows seamlessly to the kitchen and out to the patio, which was redone within the last five years—an ideal spot to relax and enjoy peaceful backyard views and the sounds of nature. The main level offers a spacious primary suite with a private ¾ bath, a second full guest bathroom and second bedroom that works perfectly as a home office, and the convenience of main floor laundry. Both main level bathrooms have been thoughtfully updated with new flooring, vanities, mirrors with built-in lighting and updated fixtures. Skylights in each bathroom bring in beautiful natural light. The spacious lower level provides additional living space with a generous family room, new flooring, a third bedroom, and an updated bathroom. You’ll also appreciate the abundant storage with both a dedicated storage room and additional space in the laundry/mechanical area. Additional highlights include a two-stall garage with a walk-up attic for extra storage, a newer Amana furnace and A/C (approximately 8 years old) with a service agreement through Johnson Brothers, and brand-new, fully paid-for solar panels—offering significant savings on electric bills. A wonderful opportunity to enjoy comfortable, low-maintenance living in a peaceful community setting. Welcome Home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
7/10
Cambridge Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Lower Level,Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 209
  • Dimensions: 11x19

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Lower
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: Lower
  • Area: 330
  • Dimensions: 15x22

Features

  • Finished area below ground: 640
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Storage

  • Level: Lower
  • Area: 195
  • Dimensions: 13x15

Utility Room

  • Level: Lower
  • Area: 260
  • Dimensions: 13x20

Property

Accessibility

  • Accessibility features: Doors 36"+

Details

  • Parcel number: 151060020
  • Zoning description: Residential-Single Family
  • Foundation area: 1160

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 4,356 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 33 x 74 x 60 x 62

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$204$2,448
Property Taxes $254$3,048
Electricity $170$2,050
Total$2,220$26,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,114/yr
40% on housing$66,600/yr
45% on housing$59,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 55008$168
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55008$179
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$315,000
2026-05-18Price change$325,000
2026-04-27Price change$330,000
2026-03-30Listed for sale$340,000
2015-01-16Sold$118,000
2012-05-30Sold$136,000

For Sale by Agent

AgentMichelle Lundeen
BrokerageRE/MAX RESULTS

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