




420 Village Ct, Cambridge, MN, 55008
About This Home
Beautifully maintained rambler offering an airy, open feel with vaulted ceilings and a desirable open-concept layout, tucked into a quiet cul-de-sac in a wonderful established 55+ community. The updated kitchen features granite countertops, newer cabinetry with soft-close doors, an updated sink and appliances, a large French door refrigerator with water, a peninsula counter with a gas range/oven and added recessed lighting—perfect for both everyday living and entertaining. The dining area also shines with updated lighting and flows seamlessly to the kitchen and out to the patio, which was redone within the last five years—an ideal spot to relax and enjoy peaceful backyard views and the sounds of nature. The main level offers a spacious primary suite with a private ¾ bath, a second full guest bathroom and second bedroom that works perfectly as a home office, and the convenience of main floor laundry. Both main level bathrooms have been thoughtfully updated with new flooring, vanities, mirrors with built-in lighting and updated fixtures. Skylights in each bathroom bring in beautiful natural light. The spacious lower level provides additional living space with a generous family room, new flooring, a third bedroom, and an updated bathroom. You’ll also appreciate the abundant storage with both a dedicated storage room and additional space in the laundry/mechanical area. Additional highlights include a two-stall garage with a walk-up attic for extra storage, a newer Amana furnace and A/C (approximately 8 years old) with a service agreement through Johnson Brothers, and brand-new, fully paid-for solar panels—offering significant savings on electric bills. A wonderful opportunity to enjoy comfortable, low-maintenance living in a peaceful community setting. Welcome Home!
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Roof: Age Over 8 Years
- Construction materials: Block,Frame
Type & Style
- Home type: Townhouse
- Property subType: (TH) Detached
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Laundry Closet,Lower Level,Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Storage Space
Bedroom
- Level: Main
- Area: 209
- Dimensions: 11x19
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 11x13
Bedroom3
- Level: Lower
- Area: 195
- Dimensions: 15x13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 143
- Dimensions: 13x11
Family Room
- Level: Lower
- Area: 330
- Dimensions: 15x22
Features
- Finished area below ground: 640
- Finished area above ground: 1,160
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,782
- Total interior livable area: 1,800 sqft
Kitchen
- Level: Main
- Area: 187
- Dimensions: 17x11
Living Room
- Level: Main
- Area: 208
- Dimensions: 13x16
Storage
- Level: Lower
- Area: 195
- Dimensions: 13x15
Utility Room
- Level: Lower
- Area: 260
- Dimensions: 13x20
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 151060020
- Zoning description: Residential-Single Family
- Foundation area: 1160
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Full,Privacy,Wood
Lot
- Lot size: 4,356 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 33 x 74 x 60 x 62
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Isanti County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $254 | $3,048 |
| Electricity | $170 | $2,050 |
| Total | $2,220 | $26,640 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Price change | $315,000 |
| 2026-05-18 | Price change | $325,000 |
| 2026-04-27 | Price change | $330,000 |
| 2026-03-30 | Listed for sale | $340,000 |
| 2015-01-16 | Sold | $118,000 |
| 2012-05-30 | Sold | $136,000 |
