11426 54th St, Clear Lake, MN, 55319
About This Home
Rush Lake Living starts here! A beautifully updated one-level lake home on the Briggs Chain of Lakes. This 2-bedroom, 1-bath retreat offers over 1,200 square feet of light-filled living, and gorgeous lake views. Inside is an open-concept layout that flows effortlessly from room to room, a primary bedroom with a generous walk-in closet, copious storage and a spacious family room with relaxing lake views. The home has been completely updated with new flooring, appliances, paint, landscaping and renovated bathroom. Enjoy your morning coffee and nightly sunsets on the large deck or head down to your own private lakefront for fishing, swimming, and boating. Additional parking and storage with an oversized detached garage, a 8x14ft shed and an asphalt horseshoe driveway. This is lake life made simple - move-in ready for your next chapter on the water.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dryer,Microwave,Other,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level,In Unit
Basement
- Has basement: Yes
- Basement: Other
Bedroom
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14x11
Family Room
- Level: Main
- Area: 280
- Dimensions: 28x10
Features
- Finished area below ground: 0
- Finished area above ground: 1,261
Heating & Cooling
- Heating features: Baseboard,Ductless Mini-Split
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,261
- Total interior livable area: 1,261 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 11x10
Laundry
- Level: Main
- Area: 50
- Dimensions: 10x5
Living Room
- Level: Main
- Area: 168
- Dimensions: 14x12
Walk In Closet
- Level: Main
- Area: 63
- Dimensions: 9x7
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 40000274200
- Zoning description: Residential-Single Family
- Foundation area: 1261
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 56
Lot
- Lot size: 0.42 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 69 x 288 x 56 x 295
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt,Guest,Paved Lot
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $356 | $4,272 |
| Electricity | $170 | $2,050 |
| Total | $3,065 | $36,780 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $449,900 |
| 2019-06-28 | Sold | $265,000 |
View on Zillow