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13025 Hawkins Cir, Hagerstown, MD, 21742

4beds
3baths
2,880sqft
$484,900
$168price/sqft
$3,335/moest. monthly cost
$133,400/yrincome needed

About This Home

Welcome to 13025 Hawkins Circle, a beautifully appointed villa in the highly desirable Cortland Villas community. Offering 4 bedrooms, 3 full bathrooms, and more than 2,800 square feet of thoughtfully designed living space, this home blends quality craftsmanship, timeless elegance, and everyday comfort, all just minutes from shopping, dining, and major commuter routes! From the moment you arrive, you'll appreciate the inviting covered front porch, stone accents, mature landscaping, and attached two-car garage with a spacious driveway. Inside, the light-filled open floor plan is designed for both effortless entertaining and comfortable everyday living. The dramatic two-story living room features hardwood flooring and a striking two-sided gas fireplace that opens to a bright and inviting sunroom where you'll find yourself enjoying your morning coffee or unwinding at the end of the day. From the sunroom, step outside to the rear concrete patio, perfect for relaxing or hosting family and friends. The gourmet kitchen is sure to impress with granite countertops, stainless steel appliances, touchless sink faucet, cooktop (with rough-in for gas option), double oven, under-cabinet lighting, a large center island, and abundant cabinetry. Just off the kitchen, the formal dining room provides the perfect setting for gatherings while keeping everyone connected. The spacious main-level primary suite offers hardwood flooring, a tray ceiling, a walk-in closet with washer/dryer, and an ensuite bath featuring an updated custom tiled shower with a rain shower head, double vanity, heated towel rack, and a jetted soaking tub. A second main-level bedroom includes hardwood flooring, a walk-in closet, and easy access to a full bath, perfect for guests or a den. Upstairs, you'll find two generously sized bedrooms, another full bathroom, and a versatile bonus room that can easily serve as a fifth bedroom, media room, playroom, or home gym. Additional highlights include two HVAC systems with smart thermostats for ultimate comfort and built-in surround sound speakers throughout the home. Enjoy the ease of low-maintenance living in Cortland Villas while being close to everything you need!

Getting Around

40
WalkingCar-Dependent
18
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

8/10
7/10
Northern Middle SchoolGrades 6-81.1 mi
6/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Exhaust Fan,Double Oven,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: Main Level

Bathroom2

  • Level: Main
  • Area: 45
  • Dimensions: 5 X 9

Bathroom3

  • Level: Upper
  • Area: 60
  • Dimensions: 6 X 10

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper
  • Area: 240
  • Dimensions: 12 X 20

Dining Room

  • Level: Main
  • Area: 280
  • Dimensions: 14 X 20

Features

  • Crown Molding,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Recessed Lighting,Walk-In Closet(s),Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Entry Level Bedroom,Kitchen Island,Sound System
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 2,880

Foyer

  • Level: Main
  • Area: 170
  • Dimensions: 10 X 17

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Living Room

  • Level: Main
  • Area: 323
  • Dimensions: 17 X 19

Other

  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Primary Bathroom

  • Level: Main
  • Area: 90
  • Dimensions: 6 X 15

Primary Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2221035432
  • Attached to another structure: Yes
  • Zoning: RMED
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Has spa: Yes
  • Spa features: Bath

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$191$2,292
Property Taxes $327$3,924
Electricity $366$4,403
Total$3,335$40,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,342/yr
40% on housing$100,050/yr
45% on housing$88,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$158
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$484,900
2026-07-18Listed for sale$499,900
2023-07-31Sold$429,900
2023-07-03Pending sale$429,900
2023-06-23Listed for sale$429,900

For Sale by Agent

AgentCrystal Dudurich
BrokerageERA Liberty Realty

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