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9850 S Thomas Dr Unit 707W, Panama City, FL, 32408

1beds
1baths
751sqft
$349,000
$465price/sqft
$2,612/moest. monthly cost
$104,480/yrincome needed

About This Home

This A floor plan, the largest one bedroom layout at Sunbird, offers 751 square feet of well arranged living space with luxury vinyl planks positioned directly on the Gulf and beach. The kitchen features upgraded white cabinetry, a breakfast bar for casual seating and opens to an oversized living room surrounded by windows with a sliding glass door leading to the covered Gulf front balcony. A separate dining room with a window provides flexibility and can easily be converted into a second sleeping area. There is also an additional flex space between the kitchen and living room that works well as a dining area, office, sitting room or could accommodate a Murphy bed along the existing wall. The king size bedroom includes a rare walk-in closet. Some owners have modified the doorway with glass French doors to capture Gulf views from the bedroom. The bathroom is the largest design available in the building and includes a super-sized vanity with generous counter space. If you are seeking space, layout versatility and true beachfront positioning within Sunbird, this 1-bed Gulf-front condo at Sunbird stands out. Sunbird is a gated community with freshly painted pillared fencing, refreshed buildings, completed repairs, newly painted parking areas, updated landscaping and decorative water fountains at each tower. Amenities include three pools with the west pool heated, composite sun decking, gas grills, a fitness center with upgraded equipment, a nearly new pickleball and tennis court and three private beach walkways. Located within walking distance to popular restaurants, beach bars and the soon to open Tootsies, this 1-bed Gulf-front condo at Sunbird is ideal as a primary residence, second home, or investment property with short term rental potential.

Getting Around

30
WalkingCar-Dependent
25
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

6/10
Breakfast Point AcademyGrades PK-81.2 mi
4/10
J.R. Arnold High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 17 x 12

Features

  • Window features: Double Pane Windows,Tinted Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 751
  • Total interior livable area: 751 sqft

Kitchen

  • Level: First
  • Dimensions: 8 x 12

Living Room

  • Level: First
  • Dimensions: 19 x 12

Master Bathroom

  • Level: First
  • Dimensions: 14 x 5

Master Bedroom

  • Level: First
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: 34994623000
  • Attached to another structure: Yes
  • Zoning description: Resid Multi-Family
  • Special condition: Listed As-Is

Features

  • Pool features: Electric Heat,In Ground,Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand,Shoreline - Natural

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$480$5,760
Property Taxes $171$2,052
Electricity $197$2,366
Total$2,612$31,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,554/yr
40% on housing$78,360/yr
45% on housing$69,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$465This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$234
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$349,000
2024-09-30Listing removed$373,000
2024-04-17Listed for sale$373,000
2022-04-22Sold$360,000
2022-04-11Pending sale$349,900

For Sale by Agent

AgentMike A Glass
BrokerageLPT Realty LLC

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