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11411 WHITE BAY Lane, Jacksonville, FL, 32225

2beds
3baths
1,292sqft
$162,900
$126price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

Two LARGE Ensuite Bedrooms, each with private bathroom! Maintenance free exterior, HOA covers Siding, roof, community upkeep. First Time Home Owners, less than paying rent!! LOVELY Light and bright townhome in perfect location! This gem is one of a kind, and the location is close to everything! There are a ton of upgrades. Outside fresh painted in 2024. Inside 2022 upgrades include new flooring (LVP) replumbed, all new toilets, and vanities in all 3 bathrooms, textured ceiling, New hardware on closets, all new faucets and door handles. Roof was 2020, HVAC in 2021, electrical panel updated in 2022. A great floorplan as the two huge upstairs bedrooms both have their own private bathroom, and closets! Ready for your new place in the new year?

Getting Around

21
WalkingCar-Dependent
25
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

7/10
6/10
Landmark Middle SchoolGrades 6-82.6 mi
5/10
Sandalwood High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Refrigerator
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Primary Bathroom - Tub with Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,292 sqft

Property

Details

  • Parcel number: 1612020150
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: Additional Parking,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $823$9,876
Home Insurance *$120$1,440
Property Taxes $157$1,884
Electricity $197$2,366
Total$1,297$15,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 32225$257
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32225$222
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$164,900
2026-03-17Price change$169,900
2026-01-25Price change$174,900
2025-12-23Price change$175,000
2025-11-08Price change$179,900
2025-09-25Price change$185,000
2025-09-12Price change$189,900
2025-08-06Listed for sale$195,000
2023-06-30Sold$155,000
2023-06-30Pending sale$150,000
2023-05-23Listed for sale$150,000
2011-05-27Listed for rent$865

For Sale by Agent

AgentJENET CATTAR
BrokerageCATTAR REALTY, INC.

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