1855 OAK WATER Drive, Jacksonville, FL, 32225
About This Home
Rare opportunity to own an end-unit townhome in a quiet, established neighborhood close to Jacksonville's beaches, with no HOA or CDD fees! This 2-bedroom, 2-bath home offers 1,226 square feet of living space and has been lovingly maintained by its original owner. The interior remains largely in its original condition, presenting an excellent opportunity for the next owner to update and personalize it to suit their style. Established fruit trees enhance the outdoor space, while the end-unit location provides additional privacy. Sidewalks throughout the neighborhood offer a pleasant setting for walking and bike riding. Enjoy a convenient location near Jacksonville Beach, Atlantic Beach, Naval Station Mayport, several golf courses, shopping, dining, and everyday amenities. Outdoor recreation and beautiful Florida scenery are also close by at Hanna Park, the Jacksonville Arboretum & Botanical Gardens, Fort Caroline National Memorial, Ed Austin Regional Park, and the Intracoastal Waterway.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Shingle
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,226 sqft
Property
Details
- Parcel number: 1612305122
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 4,356 sqft
Parking
- Parking features: Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $161 | $1,932 |
| Electricity | $197 | $2,366 |
| Total | $1,458 | $17,496 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $189,900 |
| 2005-09-20 | Sold | $132,000 |
| 1986-06-18 | Sold | $51,900 |
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