See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

44259 Saddlewood Ct, Punta Gorda, FL, 33982

4beds
2baths
1,708sqft
$302,000
$177price/sqft
$2,121/moest. monthly cost
$84,840/yrincome needed

About This Home

HIGHLY MOTIVATED SELLER! Will entertain all reasonable offers! Discover the epitome of Florida living at 44259 Saddlewood Court, nestled within the desirable Crescent Lakes neighborhood of Babcock Ranch. This stunning home offers a perfect blend of modern design, comfortable living spaces, and resort-style amenities. Step inside to be greeted by a bright and open floor plan, perfect for entertaining and everyday living. The spacious living area flows seamlessly into the gourmet kitchen, featuring stainless steel appliances, granite countertops, and a large island ideal for casual dining. The master suite is a true retreat, complete with a luxurious ensuite bathroom and a generous walk-in closet. Three additional bedrooms provide ample space for family or guests. Enjoy the Florida sunshine year-round in your private outdoor oasis. The screened lanai offers a relaxing space for al fresco dining or simply enjoying the tranquil surroundings. As a resident of Crescent Lakes, you'll have access to a wealth of exceptional amenities, including a resort-style pool, pickleball court, and basketball court. Babcock Ranch is a master-planned community renowned for its commitment to sustainability and healthy living. Residents enjoy miles of nature trails, a vibrant downtown with shops and restaurants, a variety of community events and activities, and access to top-rated schools. Key Features include 4 bedrooms, 2 bathrooms, an open floor plan, modern kitchen with stainless steel appliances and granite countertops, screened lanai, 2-car garage, and the windows come with hurricane shutters. This home is located in the desirable Crescent Lakes neighborhood of Babcock Ranch, close to Founder's Square and all community amenities with easy access to major highways. Don't miss this opportunity to own a piece of paradise in one of Florida's most sought-after communities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-520.1 mi
4/10
Punta Gorda Middle SchoolGrades 6-821.4 mi
4/10
Charlotte High SchoolGrades 9-1221.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom

  • Dimensions: 11.00 x 10.00

Bedroom

  • Dimensions: 10.00 x 10.00

Bedroom

  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 14.00 x 9.00

Features

  • Built-in Features,Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Window Treatments,High Speed Internet,Split Bedrooms,Bathroom,Guest Quarters,Screened Porch,Great Room
  • Window features: Single Hung,Shutters,Window Coverings
  • Flooring: Carpet,Tile

Great Room

  • Dimensions: 14.00 x 13.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 1,708 sqft

Master Bedroom

  • Dimensions: 13.00 x 13.00

Property

Details

  • Parcel number: 422628200013
  • Lease amount: 0

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Patio,Room For Pool
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 40 x 132 x 40 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Electric Vehicle Charging Station(s),Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,527$18,324
Home Insurance *$186$2,232
Property Taxes $211$2,532
Electricity $197$2,366
Total$2,121$25,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,720/yr
40% on housing$63,630/yr
45% on housing$56,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$330,000
2026-04-07Pending sale$330,000
2026-03-06Price change$330,000
2026-01-10Price change$342,000
2025-11-18Price change$355,000
2025-07-03Price change$358,500
2025-04-23Price change$360,500
2025-02-14Price change$365,000
2025-01-21Listed for sale$367,000
2023-10-04Sold$368,800

For Sale by Agent

AgentJohn Garuti
BrokerageEXP Realty LLC

Similar Homes