513 W Indiana Ave, Effingham, IL, 62401
About This Home
Great Location ~ So much space!! Enter into the Large living room. Continue into the dining room with an inviting bay window with great light! The dining room opens to the family room with sliding glass doors to the outside patio and spacious backyard. The kitchen is right off of the family room. Great for entertaining! The 2 Bedroom/1 bath are on the opposite side of the house for those quiet nights. Updates include: Roof (2019), Water Heater (2013), Vinyl Windows (2017), and Flooring (2017). Turn this house into your new home!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Refrigerator,Range Hood
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Main Level Primary
- Window features: Replacement Windows
- Finished area above ground: 1,285
Heating & Cooling
- Heating features: Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,285
- Total interior livable area: 1,285 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 0316010051
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 7,840 sqft
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $170 | $2,040 |
| Electricity | $130 | $1,569 |
| Total | $1,159 | $13,908 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $163,000 |
| 2022-11-09 | Sold | $115,000 |
| 2022-10-22 | Pending sale | $109,900 |
| 2022-10-01 | Contingent | $109,900 |
| 2022-09-29 | Listed for sale | $109,900 |
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