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1564 OAK RIDGE Drive W, Jacksonville, FL, 32225

3beds
2baths
2,672sqft
$379,000
$142price/sqft
$2,955/moest. monthly cost
$118,200/yrincome needed

About This Home

Welcome to this unique house with a BASEMENT located in Monument Oaks. This property backs up to woods overlooking Cowhead Creek and bordering Blue Sky golf course, offering exceptional privacy. Inside, you'll find numerous major updates, including a new roof (Apr 2025), HVAC system 2022, energy-efficient windows installed in 2020 & 2022, and an updated primary bathroom (2022). The spacious kitchen features granite countertops, ample cabinetry, and plenty of workspace for everyday living and entertaining. Just come add your personal touches to make it your very own! A rare basement provides valuable additional space for a recreation room, home office, gym, workshop, or extra storage--an uncommon feature in NE Florida homes. Whether you're relaxing on the back deck or enjoying the tranquil creek views, this property offers the perfect combination of comfort, privacy, and convenience. Located close to shopping, dining, parks, and major roads

Getting Around

19
WalkingCar-Dependent
25
TransitSome Transit
53
BikeBikeable

Schools

7/10
6/10
Landmark Middle SchoolGrades 6-82.5 mi
6/10
Sandalwood High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,672 sqft

Property

Details

  • Parcel number: 1621011554

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Glass Enclosed,Rear Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 0.27 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$279$3,348
Property Taxes $492$5,904
Electricity $268$3,226
Total$2,955$35,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,314/yr
40% on housing$88,650/yr
45% on housing$78,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 32225$256
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32225$222
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$379,000
2026-07-08Listed for sale$389,900
2018-12-28Sold$170,000
2018-11-12Pending sale$170,000
2018-10-30Listed for sale$170,000
2008-09-09Sold$183,500
2008-03-11Listing removed$217,500
2008-01-18Listed for sale$217,500
2003-05-13Sold$149,500

For Sale by Agent

AgentMELISSA SCHEESER
BrokerageBOLD & SOLD LLC

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