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22054 Highway Y St, Saint Robert, MO, 65584

2beds
1baths
1,215sqft
$150,000
$123price/sqft
$1,108/moest. monthly cost
$44,320/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath property featuring a spacious kitchen with abundant cabinetry, generous counter space, stainless steel appliances, and convenient bar seating—perfect for casual meals or entertaining. The adjoining dining room offers plenty of space for family dinners and gatherings. The oversized primary bedroom provides a comfortable retreat and includes walk-in closets for exceptional storage. Major updates completed in 2022 provide added peace of mind, including new windows, HVAC system, water heater, and kitchen appliances. The home also features a fenced front yard, adding both curb appeal and a sense of privacy. A security camera system will remain with the property for added convenience and peace of mind. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this home is one you won't want to miss.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,215

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,215
  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 105.021000001014001
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 9,016 sqft
  • Features: Back Yard,Front Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$134$1,608
Property Taxes $75$900
Electricity $141$1,693
Total$1,108$13,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,988/yr
40% on housing$33,240/yr
45% on housing$29,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 65584$117
Pulaski County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65584$128
Pulaski County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$150,000
2026-08-01Listed for sale$150,000
2022-03-31Sold--

For Sale by Agent

AgentShanda J Horne
BrokerageNew Key Realty, LLC

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