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1845 Bermuda Stone Rd, Charleston, SC, 29414

5beds
4baths
2,966sqft
$799,900
$270price/sqft
$4,980/moest. monthly cost
$199,200/yrincome needed

About This Home

Welcome to 1845 Bermuda Stone Rd, where comfort, style, and everyday livability come together in the heart of Carolina Bay, one of West Ashley's most sought-after communities. Known for its friendly, family-oriented atmosphere, Carolina Bay offers a lifestyle that's hard to replicate; beautiful parks, scenic walking trails, three community pools, and a true neighborhood feel that makes it easy to feel at home. Thoughtfully maintained and designed with both functionality and flow in mind, this home offers an inviting balance of warmth and openness from the moment you step inside. A welcoming foyer sets the tone, leading into light-filled living spaces accented by gleaming floors and a seamless layout that feels both spacious and connected.The open-concept design is ideal for modern living, perfect for entertaining, gathering, or simply enjoying day-to-day life. At the center of the home, the kitchen offers ample cabinetry, generous counter space, and a natural connection to the dining and living areas, creating a space that is as practical as it is inviting. The primary suite provides a private retreat, complete with a well-appointed en suite bath and a sense of calm separation from the rest of the home. Additional bedrooms offer flexibility to suit your needs, whether for guests, a home office, or creative space. Step outside and the home truly comes to life. The beautifully landscaped backyard is designed for entertaining, featuring a large private pool overlooking the pond, creating a peaceful and picturesque setting. Whether hosting gatherings, enjoying long summer days, or unwinding in the evening, this outdoor space delivers a level of lifestyle that's hard to find. Living in Carolina Bay means more than just owning a home, it's about enjoying a connected, active lifestyle. With miles of walking trails, green spaces, and amenities designed for both relaxation and recreation, it's a community that continues to draw those looking for both convenience and quality of life. Conveniently located near shopping, dining, and major roadways, 1845 Bermuda Stone Rd delivers the best of West Ashley living; combining accessibility, charm, and a true sense of place. This is the kind of home that simply feels right the moment you walk in, move-in ready, thoughtfully cared for, and ready for its next chapter.

Getting Around

9
WalkingCar-Dependent
25
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Garden Tub/Shower,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,966
  • Total interior livable area: 2,966 sqft

Property

Details

  • Parcel number: 3070600054

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Front Porch,Screened
  • Fencing: Privacy
  • Waterfront features: Pond

Lot

  • Lot size: 8,276 sqft
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$385$4,620
Property Taxes $266$3,192
Electricity $285$3,422
Total$4,980$59,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,742/yr
40% on housing$149,400/yr
45% on housing$132,800/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 29414$212
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29414$265
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$799,900
2014-07-16Sold$395,020

For Sale by Agent

AgentChristopher Smith
BrokerageSERHANT

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